I had the same situation just recently, they don't pay u for her until a month after marriage, they had my wife as none paying dependent but now I'm beefing paid about 2 mths later, becuz they pay a month late u get aug pay in sept, and champva takes some time but if u have all u documents they ask for its faster and she needs to be a dependent first but they reimburse u anything out of pocket from date of marriage or dependence one of those and no it won't clear her student loans only yours, unless u possible consolidated them with urs but when u get student loan forgiveness it's counted as income on tax return, ull get a 1099-c making u claim as income, so just say u have 20k in loans ull pay taxes on 20k if forgiven, facing some situation, oh yeah just goto base with award letter and marriage license and ull get her id