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CHAMPVA

The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries.

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  1. Our healthcare system

    Asked by hurryupnwait,

    0 votes
    0 answers

  2. CDubTrooper

    Asked by Clarence,

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  3. CHAMPVA FAQs

    Asked by Tbird,

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44 questions in this forum

  1. Deductibles??!?! or is it really a Premium?

    so wife finally using Champva. first claim processed and we get a bill in the mail. its $50 more than the doctors services tally up to. we call champva today and they let us know this is the deductible. but this doesn't makes sense to me. i worked in the insurance field for few years dealing with medicare and medicaid along with biggies like HUMANA and BCBS etc. from what i understand the doctor bill us for about 2k. champva paid their 75% and then they added the $50 bucks on top of our 25% co-insure payments(they didnt like me calling it a copay on the phone btw...they kept correcting me saying its "cost share") so, after we get off the call because i could s…

    Asked by blahsaysme2u,

    0 votes
    18 answers

  3. Spouses ID card

    Asked my wife upon reading on here about here ID card which expired 4 days ago lol. So mine says it never expires, will both my children which are my biological kids get I’d cards and will theirs expire?

    Asked by jfrei,

    0 votes
    1 answer

  4. Tricare vs CHampVA

    @Hamslice wait so you are retired from NG with 20+ ? or just was NG? i can only find retirees eligible for tricare. hasnt she always been eligable for tricare if thats the case though- not just since your win? maybe someone has something more on topic or maybe im missing the Retiree part(which seems like you wouldnt ever be eligable for champva if you were retiree, even before 60) https://www.va.gov/health-care/family-caregiver-benefits/champva/ https://www.va.gov/survivors/faqs.asp#FAQ11

    Asked by blahsaysme2u,

    0 votes
    6 answers

  5. Can a widow lose her CHAMPVA

    I have a question, does a widow of a deceased 100% Agent Orange veteran lose her CHAMPVA when she turns 65-year-old? Since I am not familiar with this program, I told her that I would check it out. Any help or guidance would be greatly appreciated. Any literature that will explain this next step or is there something wrong or off?

    Asked by pacmanx1,

    0 votes
    3 answers

  6. New to the 100% world need advice for Champva for family

    Thank you fellow warriors for helping with this question I just got awarded 100% disability from the VA, and was inquiring about Champva for my kids, but i am getting discouraged after all the hoarer stories you read in the net, any help would be greatly appreciated. SEMPER FI!

    Asked by Marine2111,

    0 votes
    2 answers

  7. Humana

    So, now the promise from the Army I received when I entered is going to be broken again. First time was, Tricare for Life, being FREE, "FREE HEALTHCARE FOR YOU AND YOUR FAMILY", well that's not correct. Even if I except paying the monthly fees and the co-pays, because of where I live, I would have to pay everything not covered by Tricare or Medicare, etc. Last year my wife's care cost $245,000.00. Tricare told me they can't tell me what is covered and where my wife would go until I register with them. I can't take that chance. I have a local (region) Medicare advantage plan that I only pay the monthly fee and a fixed copay of $1200.00. So, I am not taking T…

    Asked by Hamslice,

    0 votes
    2 answers

  8. Chiropractic care

    Does anyone know if ChampVA covers Chiropractic services? If so how do you go about it?

    Asked by shrekthetank1,

    0 votes
    1 answer

  9. Need Help With ChampVA for my wife.

    My wife is 42. My wife had solely CHAMPVA. She got sick with ESRD. She was on dialysis for several years and the state paid her Medicare Part B. She miraculously got better and she is no longer on dialysis. The state ceased paying her Part B. ChampVA subsequently dropped her ChampVA because you are required to carry Part B if you have Part A. Otherwise you lose you ChampVA. Now my wife did not realize she needed to maintain her Part B. At the time she did not have money to allocate for Part B. She did not realize she would lose ChampVA. Anyway, Social Security will not allow her to acquire Part B. So she cannot get ChampVA back. This all doesn't make sense to…

    Asked by Paul Morgan,

    0 votes
    12 answers

  10. Champva Monthly Premium

    Hi,About 20 yrs ago when I was Awarded 100% My children had Champva for a few yrs,NO Monthly premium at time,My friend recently passed away form a Service connected condition-Asking for his Widow-Is there Now a Monthly premium-? Thank you George

    Asked by derenick52,

    0 votes
    2 answers

  11. Will my family lose CHAMPVA

    Hello all, If I disenroll (cancel) from care at VA will my family lose CHAMPVA. I ask because I have private insurance (required by my employer to opt into) and I want to see a private doctor. Thanks. MCleve

    Asked by mclevela726,

    0 votes
    7 answers

  12. How does CHAMPVA work

    I’m 100% P&T and my son’s mom recently passed away. I now have to get him covered with health insurance and do not know how CHAMPVA works. Is it like regular health insurance? I don’t understand the cost sharing thing. Is there a co-pay? Thanks

    Asked by bionoce,

    0 votes
    4 answers

  13. Newlywed

    100% pt just got married is my eligible for champva.

    Asked by air1,

    0 votes
    4 answers

  14. Worth using ChampVA as secondary?

    My fiancé(soon to be wife) has insurance through work as a nurse. I was recently granted P&T status and now qualify for it. I was wondering what benefit there is to putting her on ChampVA after we get married, if any.

    Asked by MarineLCpl,

    0 votes
    4 answers

  15. Do dependent parents qualify for CHAMP coverage?

    I am trying to plan ahead. I'm 100% P&T. My parents are in their 70s. My wife's parents are in their 50s. I know that if they move in with us, we can apply to have them added as dependents. I realize there are income and net worth requirements for this. If they are approved to be a dependent, would they qualify for CHAMPVA medical coverage like my wife and children?

    Asked by Vync,

    0 votes
    2 answers

  16. Champva

    Rated at 80% IU.signed wife up a month or so ago and haven’t heard a thing. Will they eventually send card and booklet explaining benefits? Should I talk to VSO about it? Or does it take a while to get her in the system. What type benefits can she receive? She needs hearing aids.

    Asked by Peter m,

    0 votes
    4 answers


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