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What is HadIt.com Veteran to Veteran ?
The how and why for in the VA process for filing a claim for service connected disability compensation. We combine the Knowledge, Skills, and abilities of Veterans to provide other Veterans the information and support they need dealing with the Veterans Affairs system.
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Utilize our site and forum to research Veterans Affairs Disability Claims procedures benefits. Search for topics of interest. Join our active discussion forum and post questions to other veterans. All VA Claims questions should be posted on our forums. Register for a free account.
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All VA Claims questions should be posted on our forums. Read the forums without registering, to post you must register it’s free. Register for a free account.
Tips on posting on the forums.
- Post a clear title like ‘Need help preparing PTSD claim’ or “VA med center won’t schedule my surgery” instead of ‘I have a question’.
- Knowledgable people who don’t have time to read all posts may skip yours if your need isn’t clear in the title. I don’t read all posts every login and will gravitate towards those I have more info on.
- Use paragraphs instead of one huge, rambling introduction or story. Again – You want to make it easy for others to help. If your question is buried in a monster paragraph there are fewer who will investigate to dig it out.
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Most Common VA Disabilities Claimed for Compensation:
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CHAMPVA
The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries.
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40 questions in this forum
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tags?huh? New to the 100% world need advice for Champva for family
Thank you fellow warriors for helping with this question I just got awarded 100% disability from the VA, and was inquiring about Champva for my kids, but i am getting discouraged after all the hoarer stories you read in the net, any help would be greatly appreciated. SEMPER FI!
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Humana
So, now the promise from the Army I received when I entered is going to be broken again. First time was, Tricare for Life, being FREE, "FREE HEALTHCARE FOR YOU AND YOUR FAMILY", well that's not correct. Even if I except paying the monthly fees and the co-pays, because of where I live, I would have to pay everything not covered by Tricare or Medicare, etc. Last year my wife's care cost $245,000.00. Tricare told me they can't tell me what is covered and where my wife would go until I register with them. I can't take that chance. I have a local (region) Medicare advantage plan that I only pay the monthly fee and a fixed copay of $1200.00. So, I am not taking T…
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Chiropractic care
Does anyone know if ChampVA covers Chiropractic services? If so how do you go about it?
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Need Help With ChampVA for my wife.
My wife is 42. My wife had solely CHAMPVA. She got sick with ESRD. She was on dialysis for several years and the state paid her Medicare Part B. She miraculously got better and she is no longer on dialysis. The state ceased paying her Part B. ChampVA subsequently dropped her ChampVA because you are required to carry Part B if you have Part A. Otherwise you lose you ChampVA. Now my wife did not realize she needed to maintain her Part B. At the time she did not have money to allocate for Part B. She did not realize she would lose ChampVA. Anyway, Social Security will not allow her to acquire Part B. So she cannot get ChampVA back. This all doesn't make sense to…
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Champva Monthly Premium
Hi,About 20 yrs ago when I was Awarded 100% My children had Champva for a few yrs,NO Monthly premium at time,My friend recently passed away form a Service connected condition-Asking for his Widow-Is there Now a Monthly premium-? Thank you George
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Will my family lose CHAMPVA
Hello all, If I disenroll (cancel) from care at VA will my family lose CHAMPVA. I ask because I have private insurance (required by my employer to opt into) and I want to see a private doctor. Thanks. MCleve
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How does CHAMPVA work
I’m 100% P&T and my son’s mom recently passed away. I now have to get him covered with health insurance and do not know how CHAMPVA works. Is it like regular health insurance? I don’t understand the cost sharing thing. Is there a co-pay? Thanks
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Newlywed
100% pt just got married is my eligible for champva.
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Worth using ChampVA as secondary?
My fiancé(soon to be wife) has insurance through work as a nurse. I was recently granted P&T status and now qualify for it. I was wondering what benefit there is to putting her on ChampVA after we get married, if any.
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Do dependent parents qualify for CHAMP coverage?
I am trying to plan ahead. I'm 100% P&T. My parents are in their 70s. My wife's parents are in their 50s. I know that if they move in with us, we can apply to have them added as dependents. I realize there are income and net worth requirements for this. If they are approved to be a dependent, would they qualify for CHAMPVA medical coverage like my wife and children?
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Champva
Rated at 80% IU.signed wife up a month or so ago and haven’t heard a thing. Will they eventually send card and booklet explaining benefits? Should I talk to VSO about it? Or does it take a while to get her in the system. What type benefits can she receive? She needs hearing aids.
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Skin Cancer
Hello there. My primary doctor is concerned about a spot on my face that looks to him very suspicious. He wants to send me to a dermatologist who deals with skin cancer. Is that visit and or any skin cancer treatment covered by ChampVa? Also my other concern, on my last Dr check up the office coded the visit as an annual physical/exam. ChampVa completely denied the claim. My Dr office is not changing the coding. How can this even be right? We are always talking about preventative care. An annual physical would fall into that category I would think. I am just shocked they will not pay the office visit. Thank you for any and all answers…
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CHAMPVA Required?
Recently received 100% P&T, so wife and daughter are eligible for CHAMPVA. I have health insurance (FEHB) through federal gov retirement for entire family. My questions: Is Champva automatic or do you need to enroll family? Do you have to enroll/accept Champva? Are there any draw backs to enrolling family in champva if you have other insurance? I read on the OPM website, FEHB is primary payer, then champva. Thanks.
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Champ VA issues
Are there any Hadit members having issues with getting Champ VA to reimburse us for dependanat cop pays? let me know. I have had a hard time over the last year getting them to pay the wife for her co pays and i am getting sick and tired of it. The mail room loses everything regardless if return receipt. Jbasser.
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Bad experience with the CHAMPVA hotline
This is the first time I have experienced this with the CHAMPVA hotline 1-800-733-8387 after calling dozens of times over the years. It is pretty typical to have somewhat lengthy wait times to speak with an agent. This time I must have drawn the short straw and spoke with a lady with a very heavy foreign accent. Although she gave her name at the beginning of the call, I could not understand it clearly due to her accent. During the call, she was very short and came off a bit mean. She conststantly interrupted me. I had to ask the same question several times because she would not listen to what I said. Eventually, my BP and anxiety level began to rise, so I kindly asked to …
0 votes4 answers
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Most Common VA Disabilities Claimed for Compensation:
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Our picks
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Defense Bill Passage and Bladder Cancer
rebabevets posted a question in VA Disability Compensation Benefits Claims Research Forum,
I already get compensation for bladder cancer for Camp Lejeune Water issue, now that it is added to Agent Orange does it mean that the VA should pay me the difference between Camp Lejeune and 1992 when I retired from the Marine Corps or do I have to re-apply for it for Agent Orange, or will the VA look at at current cases already receiving bladder cancer compensation. I’m considered 100% Disabled Permanently-
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5,10, 20 Rule
Ddsr posted a question in VA Disability Compensation Benefits Claims Research Forum,
The 5, 10, 20 year rules...
Five Year Rule) If you have had the same rating for five or more years, the VA cannot reduce your rating unless your condition has improved on a sustained basis. All the medical evidence, not just the reexamination report, must support the conclusion that your improvement is more than temporary.
Ten Year Rule) The 10 year rule is after 10 years, the service connection is protected from being dropped.
Twenty Year Rule) If your disability has been continuously rated at or above a certain rating level for 20 or more years, the VA cannot reduce your rating unless it finds the rating was based on fraud. This is a very high standard and it's unlikely the rating would get reduced.
If you are 100% for 20 years (Either 100% schedular or 100% TDIU - Total Disability based on Individual Unemployability or IU), you are automatically Permanent & Total (P&T). And, that after 20 years the total disability (100% or IU) is protected from reduction for the remainder of the person's life. "M-21-1-IX.ii.2.1.j. When a P&T Disability Exists"
At 55, P&T (Permanent & Total) or a few other reasons the VBA will not initiate a review. Here is the graphic below for that. However if the Veteran files a new compensation claim or files for an increase, then it is YOU that initiated to possible review.
NOTE: Until a percentage is in place for 10 years, the service connection can be removed. After that, the service connection is protected.
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Example for 2020 using the same disability rating
1998 - Initially Service Connected @ 10%
RESULT: Service Connection Protected in 2008
RESULT: 10% Protected from reduction in 2018 (20 years)
2020 - Service Connection Increased @ 30%
RESULT: 30% is Protected from reduction in 2040 (20 years)-
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- 53 replies
Picked By
Tbird, -
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Post in New BVA Grants
broncovet posted an answer to a question,
While the BVA has some discretion here, often they "chop up claims". For example, BVA will order SERVICE CONNECTION, and leave it up to the VARO the disability percent and effective date.
I hate that its that way. The board should "render a decision", to include service connection, disability percentage AND effective date, so we dont have to appeal "each" of those issues over then next 15 years on a hamster wheel.
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Finally Won...NOW WHAT?
Ztmiller8 posted a question in Appealing Your Veterans Compensation Disability Claims NOD, DRO, BVA, USCAVC,
Finally heard back that I received my 100% Overall rating and a 100% PTSD rating Following my long appeal process!
My question is this, given the fact that my appeal was on the advanced docket and is an “Expedited” appeal, what happens now and how long(ish) is the process from here on out with retro and so forth? I’ve read a million things but nothing with an expedited appeal status.
Anyone deal with this situation before? My jump is from 50 to 100 over the course of 2 years if that helps some. I only am asking because as happy as I am, I would be much happier to pay some of these bills off!-
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- 13 replies
Picked By
Seekz, -
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Post in Higher level review
Joey Ross posted an answer to a question,
I told reviewer that I had a bad C&P, and that all I wanted was a fair shake, and she even said, that was what she was all ready viewed for herself. The first C&P don't even reflect my Treatment in the VA PTSD clinic. In my new C&P I was only asked about symptoms, seeing shit, rituals, nightmares, paying bills and about childhood, but didn't ask about details of it. Just about twenty question, and nothing about stressor,
Picked By
Joey Ross, -
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