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100% Iu / I Cant Work ...but Cant Afford Not To.
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redspot321
I know how this comes across. If im disabled then I should lower my standard of living and quit complaining. I completely understand that. However Im in a bit of a bind.
I am rated at 90% right now for several herniations in my back, and bilateral Avascular Necrosis, and Crohns disease.
I can no longer work I am virtually killing myself. I take medication to knock out my immune syatem yet Im a Respiratory therapist! I am very high risk for disease.
Here are my questions
If I file IU I will take a pay cut from 55K to 10 K a year plus lose a matching 401K plan. I dont know that I can support my faimily of 4 with this pay cut. What kind of SS benifits would I quilify for to supplement this income?
Also is it hard to get 100% IU P+T. This would reduce my taxes by $450 a month this would be a great savings.
Thank you for your help.
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