Retro Refund VA Home Loan Fee?

[mrstephens11]

I bought a house with the VA Home Loan shortly before the VA awarded me 80% Service Connection.  I just noticed that this fee is waved for Disabled Vets (https://www.benefits.va.gov/HOMELOANS/purchaseco_loan_fee.asp).  Since my award was retro active for almost a decade and well past the time I purchased the house, can I get the 2.15% fee back?  How do I go about getting that back?

Sorry if this is the wrong spot to post this.

 

Thank you,

Stephens

[broncovet]

EXCELLENT Question, Mrs.STephens.  I hope someone can answer.  By the way, I agree with you, its not YOUR fault it takes 10 years for VA to process our claim.  

I DID get copays and deductables refunded, when I got 100 percent.  I think it went back about 24 months, and I got a check for about 900 dollars.  I did not "pay" the copays but they sure deducted these from my IRS taxes. ....which I got back.  Hopefully someone can chime in.  

If no one else does, send an IRIS email and ask.  

[broncovet]

Try this, Mrs Stephens:

https://www.veteransunited.com/valoans/va-funding-fee-refund/

[mrstephens11]

Looks like I just need to reach out to the lender and let them know that I was awarded SC.  If that doesn't work I'll reach out to the VA Regional Loan Center and ask for more information.

 

I'll let you know how it goes,

Stephens

[mrstephens11]

Ok,  I called the loan office and was told to send in my information.  I'm not sure the guy on the phone knew exactly what was going to happen but, he took all the information and got a ticket open for me.  They said to give them 15 days and they would update me.  I sent them the VA Benefit Summary Letter from e-benefits and a link to the VA's site that talks about waiving the funding fee.  https://www.benefits.va.gov/HOMELOANS/purchaseco_loan_fee.asp

I'll report back with more information when I get it,

Stephens

Edited December 1, 2017 by mrstephens11
I fixed a spelling issue.

[broncovet]

Mmmm, the "VA benefit summary" is proably not the best.  You should send the Ab8 letter and the effective date, probably by copying your decision awarding benefits.  If you want the money, dont leave any holes in your proof.  Just a suggestion and you can disregard if you like.  

[mrstephens11]

They want a Certificate of Eligibility and they want me to put my loan number on it. 

Quote

Dear STEPHENS,
 

Please be advised in order to begin this process we would need

you to submit the Certificate of Eligibility. Please include your loan number on the document and send it to:

I found this VA site https://www.benefits.va.gov/HOMELOANS/purchaseco_certificate.asp talking about how to get the CoE.  I used the online method, https://eauth.va.gov/ebenefits/coe.  I sent the CoE to the loan company.  It does state on the CoE that I'm exempt from the Funding Fee so lets hope this is all that is needed.

 

I'll keep you updated,

Stephens