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HadIt.com Anniversary 24 years on Jan 20, 2021 ×


HadIt.com Anniversary 24 years on Jan 20, 2021

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Showing content with the highest reputation on 10/19/2020 in all areas

  1. Just got off the phone with the attorney. She informed us that the file has been updated and I was awarded 30% for PTSD and still denied for Major Depressive disorder. She also showed that my dependents would get the education benefits. She told me that I made the 100% mark but they haven't gotten the official letter yet. Thank GOD!!!! It only took 2 and a half years! Well.....5 years if you count the first time I got denied and didn't think to fight it. This was without adding any additional information for the C&P and just answering the questions.
    1 point
  2. The 20 year life matures the fastest and that’s the advantage for the waiver. Even without the waiver it’s cheaper in the long run. You don’t necessarily have to be 100% to get the waiver. It’s says in the pamphlet that the percentage of your disability does not determine if they will approve your application.
    1 point
  3. You are limited when you purchase the "free" life insurance. My idea was to maximize the value of the free insurance and to select the plan with the highest premium as it would build cash faster. Higher premium per 1000 dollars face insurance generally means it builds cash value faster. I settled on the 20 payment life as it was the highest premium/ fastest cash building available at the time. The 20 payment life means you "pay" for 20 years, then the policy "matures" and no more payments need to be made. In other words, you own the insurance after 20 years, like buying a home and fi
    1 point
  4. I see what Blah is saying. It would have to be a new grant to get to 100% to get the waiver. If it's an increase to get to 100% then the waiver doesn't apply. In my case, I was already 100% but my 2 year window had closed to apply for the insurance. I then got new grants in April which reopened my window so I was able to apply and get the waiver.
    1 point
  5. ‘Thank you for your support. We have a great group of folks
    1 point
  6. wife and i bought mugs and sweatshirt from website! next month we will become members to help support. couldnt do both but wanted the mug for my morning "VA Talk" with you guys. thanks so much for everything you do and all the help you have given me this past year! i never could have done it alone. you got me out of the weeds and on the path!
    1 point
  7. I usually review the BVA chairmans report, each time it comes out. (Every year). Why? https://www.bva.va.gov/Chairman_Annual_Rpts.asp 1. It helps me choose "which" appeal method I will use: BVA, HLR, SCL. On page 32, 2019 version, I read that 20.6 percent, overall, of Veterans appeals are denied by the BVA. I already know that about 80 percent of claims are denied at the VARO. So, do you want a 20 percent chance of winning (at the VARO), or an 80 percent chance at the BOARD? 2. It helps me decide whether to hire an attorney or not. If you look, also on Page 32, Attorne
    1 point
  8. Valor for Vet is not a doctor! Seems you found snake oil and falling for the over whelming BS from their website. You SHOULD check out the real thread IMO in the forums. A whole section on IMOs
    1 point
  9. I thought i would update this thread since the last post was pre AMA If you receive an unfavorable decision from your Regional Office (RO) then you have some different options to consider compared to pre 2019. NOD (Notice Of Disagreement): This is similair to the old appeal lane, however unlike the old NOD where you had to go through the RO first then the Board of Veterans Appeals (BVA) you can skip that step and go directly to the BVA. At the BVA you can choose from 3 dockets, direct, hearing & evidence. Direct docket is for vets who do not want to submit new evidence and do no
    1 point
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