Again, personally, I don't see a crime. Dave signed the papers, thus swearing to them. They were both involved, however, it's on the late father at this point. Once "Dave" died, John didn't need to pay the mortgage. John could probably never actually "own" the property, anyway.
Don't get me wrong, I believe in reporting criminals (ie: being a snitch). However, I don't report speeders unless they are driving dangerously. If I suspect a drunk driver I report it. I guess it's up to you! If I witness a crime I'll speak up. If I see a minor smoking, while I believe they should be punished, w/the parents, I leave it up to the police. I don't think he's a coniver, just using the law to his advantage.
When my Mom was alive she received about $700 a month in SS retirement. She helped me, thru her credit, during my 10 yr battle w/the VA and when I won, my credit was shot but her's was excellent. I bought her a house. She got the mortgage and I made the payments, by being on the note but not the deed. We were paying an outrageous 16.9% interest rate. Two yrs later she had a stroke, needed care I couldn't supply and needed to go to a nursing home. I let the house go into foreclosure, as I could never own it and she wasn't living there anymore. Was I a criminal or someone who loved his mother. None of you can judge me. I'm comfortable w/what we did. jmho
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