A couple times I had put in for an increase, was shot down and just didn't pursue it. I received severance pay back in 92 after more than 15 years in the navy. I finally started receiving my 20% then 30% a few months later after over 19 years. Had to pay back the amount of severance pay including the taxes I had to pay--OUCH! Finally, a great social worker/therapist at the VA, a caring DAV rep and another disabled vet gave me the incentive and support to see this through. I always had thought that I'd do without (like you) until I couldn't any longer. If I had to do it over, I'd aggressively work on my claims from the beginning. Did not get P &T. I have severe hypothyroidism and I don't see it getting any better so I don't understand this.