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bfd2100red

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Everything posted by bfd2100red

  1. As a newly 100% service connected 34 year old OIF Vet, I'd like to protect my family if something were to happen to me. S-DVI aside, are there any life insurance programs that people have had a good experience with? I'm thinking of getting a policy around $350,000, but am unsure what programs/companies I should focus my efforts on now that I am 100%SC. All input is MUCH appreciated! Thanks, Nick
  2. Berta, I have been service connected sometimes without a nexus statement, but I also have conditions stuck up at the BVA due to no nexus or a non-VA provider not using them exact terminology the VBA requires. With a laundry list of SC disorders (90%), medical studies, family and buddy statements...all painting a clear picture, I still get denied the condition (OSA), but specifically denying due to no nexus letter. I am fortunate to have a full time job with medical benefits. I have both a VA and NON-VA primary dr's. I have had non-VA docs fill out DBQ's, and had to fight to get them recognized because the "real doctors" didn't know that only specialy worded terminology (least as likely than not) is the only language the VBA understands. For me, the thought of a Vet going into this battle...VA dr's claiming that they can't assist a VBA claim is a huge hurdle placed in front of many veterans that they may never overcome. Maybe things will never change, but I'm at least going to be sure my elected officials are aware of what is happening and maybe they can champion for Us???
  3. I really don't like stirring the pot or razing a ruckus, but I this needs to be addressed at higher levels (VA Secretary, Congress, Senate...?) I am asking for folks input who should I notify of "our" issue? So, like many of you, I have gone through the service connected process. I have had some successes, but this is the one shining example of why the VA IS NOT in the business of helping/assisting Veterans. I have had a claim denied twice, and its currently awaiting placement of the docket at the board of appeals. There is ample medical evidence, buddy statements in support of my claim...but the single piece of evidence holding me back is "the nexus letter." I asked for assistance, and was denied. How is it that none of my VA doctors can write a nexus letter thus confirming that my disability is related to my service? Is every Veteran that receives care from the VA forced to seek outside medical opinions to satisfy the VBA nexus requirement? If that isn't a huge obstacle put on veterans ...I don't know what is? With that, I secure messaged my VA primary care doctor and was told (in writing)..."None of the primary care MDs at the clinic are able or credentialed to evaluate patients for disability. The evaluation requires specific training and education. I'm sorry the Maplewood clinic could not assist you further with this evaluation. I would love to get other people opinion on this systemic problem (I know I'm not the only one). Thanks, Nick USA (RET)
  4. I was under the assumption that I had 1 year from my separation from active duty to "associate" a medical condition with my service. So, if I have symptoms, but I'm not diagnosed with medical issue X until 6 months or 11 month after leaving active duty, isn't that the same as having been "caused by and/or made worse due to my service? 2nd question; If I have been service connected for 9 separate conditions and take 12 different medications with various side effects, isn't there a law where the VA can't deny you service connection when there is a possibility that your 9+ conditions/medications are causing a 10th or 11th possible condition? Thanks, Nick
  5. As it stands, I am 80% SC for: Anxiety-50% IBS-30% Tinnitus-10% DDD-10% OSA-Still fighting it Urinary Incontinence- Still fighting it Now this is where I am not sure how to proceed with my current issues. I have had blurry vision since being active duty (documented in service). I recently had a VA optometry appointment and at the end of the exam she asked me when I had a TBI? I said I hit hard when doing jumps (82nd Airborne Division) and I was awarded a Combat Action Bade for being so close to multiple rocket/mortar explosions (less than 20 meters). I was never knocked unconscious, but I did get stars on some on my jumps and I felt the blasts on my body which felt like someone shoving me, but that was it. Well, I was diagnosed with Divergence Insufficiency and told I needed to see an eye physical therapy aloing with a preseription for Prism glasses. I went to eye physical tharapy last week and more stuff happened! My eyes were dilated to the point that the Dr couldn’t tell what color my eyes were (Mydrasis), even under flourecent lights Secondly, while doing exercises my eyes would twitch side to side (Nystagmus) I know now these things are TBI related, but I am not sure what angle to file for service connection?
  6. I was denied OSA based solely on itself and just yesterday I was denied again of OSA secondary to Anxiety w/ Panic Disorder (50%). The VA totally dismissed the Army buddy statements and my psychologist thinks apnea only happen to fat people (6' 210lbs), but I haven’t talked to my psychiatrist yet... I was diagnosed by the VA with OSA in Jan 2013 and have been denied twice now. (Seperated active duty 2010) Does anyone have a game plan that I could use going forward? Doctors I should get statements from? The VA's rationale for denile: ...your service treatment records fail to show any complaints, treatment or diagnosis of OSA while on active duty. Lay statements are credible reports, but not credible medical evidence that your OSA was incurred while in the service or that the current diagnosis is related to your military service or service connected disabilities. A VA sleep study determine on January 9th 2013 you participated in a sleep study and diagnosed with OSA. These records fail to relate to your OSA to your military service or service connected anxiety disorder. The anxious state is a conscious state, when motor tone is also present and obstruction of the airway as described does not occur. OSA is apparent on,y when the patient is deeply asleep and motor tone is lost, a non-anxious state. Additionally anxiety cannot influence or aggravate the soft tissue of the hypopharynx as seen I'm OSA
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