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Senior Chief Petty Officer
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Richard1954 last won the day on November 22 2019

Richard1954 had the most liked content!

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172 Excellent

About Richard1954

  • Rank
    E-7 Chief Petty Officer
  • Birthday 02/26/1954

Profile Information

  • Military Rank
    SFC Retired

Previous Fields

  • Service Connected Disability
  • Branch of Service

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861 profile views
  1. Well, I've been away from the board for a while due to a hospitalization for my prostrate and continuing ER visits, and appointment... Dec 22 I could not urinate... every 15 minutes I was in the bathroom and could not go, finally I went to the ER and was admitted where they inserted a catheter. I've been on the catheter ever since... I have been having problems with my prostrate since Nov 2018... while I was put on flow-max and finasteride which are the basic drugs for this issue nothing seem to help, and eventually I could not pee.... Yesterday they scoped my penis looking into the bladder and the entire urinary track. The found an abnormal tissue apparently block the flow of my urine... I am awaiting a biopsy . While discussing the issue with my Four doctors, I was informed there really is no good over the counter medication or pill that actually helps this issue. I was told good diet, good exercise goes a long way.... I have changed my diet drastically .. but it may be too late for me..... In the meantime I have been praying that I don't have a cancer. My medical health, with COPD and PE's is compromised greatly, while Its likely treatment for cancer is the next step, I am not so sure my body can take the strain, and in fact that seems to be the biggest concern coming from my doctors. Oh another point.. if your overweight loose the weight, this is a big problem for prostrate issues, and if you do have to cath yourself, and can't see down there... its no fun...
  2. Again., can't agree.... Frankly getting my 100% rating was easier that getting my TDIU rating. All I had to show was that I was on oxygen. I have more trouble getting a compensable rating for my hearing loss, and that is even with the special considerations because one ear is worse than the other....Some people can work while others can't, but be sure , with very few exceptions ( unless a rating says a veteran can't work ) many with a 100% rating can work if they really want too even if its only answering a phone. TDIU is different, the very nature of asking for TDIU is a statement that you cannot work under most conditions. I concede most with a 100% don't work, but based on my experience its not because they can't its because they do not want to. A lot of what you say is opinion, I am just saying you should not paint with such a broad brush.
  3. I really have to disagree with this statement... getting a 100% rating has nothing to do with getting or keeping a job. Yes I know you said there are exceptions, but the example you use for the average persons contradicts reality. I dare say anyone without legs could get a job if they wanted one. In my case I have a 100% rating for COPD, (which is considered stage 2), if not for my back injury I would still be working even at my age. Also I have separate ratings from the 100% rating that combine to 100%.... even if I only had those rating I would still be working. I have many Vietnam buddies that have lost legs and arms... most were still working well into their 60's. My own brother who is 67, lost an arm in Vietnam, he is rated with at a combined 100% he has never let it slow him down and works to this day. Two years ago I was seeing a private doctor for my lungs, This guy had a stroke , was in a wheelchair and could barley move a limb, but his mind was clear and he could speak and think. He had a aid examine his patients and he would treat the person. Reality is, many people want to work regardless of their medical conditions and many will continue to work. Frankly, even with my back injury, if Civil Service had not medically retired me , I would have worked until I could no longer get around without my wheelchair, as I should have been reassigned into a sit down job in my field of Computer/ Lan specialist ... or they could have just given my a job that I could learn to do... but because of the forced retirement , I instead applied for TDIU. Over time lack of work leads to loss of self respect and to this day, I regret that decision, and should have found something meaningful to do with my life. Over the last 20 years,. I have lost friends, and business contacts, once someone see you in a wheelchair and on oxygen they stop associating with you...and you become a lonely old person quickly. But many many people with 100% ratings or serious medical issues continue to work well into their golden years....and I dare say they live longer because they feel better about their selves,
  4. The rules are very clear.. it has nothing to do with precedence. I have SMC Aid and Attendance at the L 1/2 level. That means I have an additional separate 50% or more rating to get to the step of L 1/2. If you have two 100% ratings (not combined 100% ratings) you would qualify for the M Level Again based on what your original post indicated you should be eligible for SMC Aid & Attendance at L 1/2 right now, and you should apply for it. If you do get an additional rating of 100% later, the VA would be required to boost you to the M Level. This is a cut and dry situation, doesn't take anything more that a completed application for the SMC from one of your doctors, or make a claim and then go thru a C/P exam.... Again there is no additional compensation at SMC S, for those that have more than one 100% rating.....
  5. C/P exam until recently could be downloaded within 3 days of the exam, I learned last month when I had my C/P eye exam that it was changed to 30 days. After 30 days you can download the exam just as you would any other medical notes using the blue button. Exams that were conducted outside the VA ( contractors) will require a letter to Janesville Wi. they will treat it as a freedom of information act, and take their time provided the Information Well as I indicated above it depends on who conduced the exam, if at a VA they yes you can download via blue button
  6. I tried to get a service dog thru ILp and I was turned down, this was some time ago, I know of no program that the government has that will pay for training of a service dog. There are many organizations that will get veterans a service dog, but each organization has their own rules, some will only help a war veteran, some limit it to a veteran with PTSD, some limit help to the recent war veterans.. and some will provide a service dog to any veteran. You should do a search for Service dogs for veterans numerous names will pop up. Also most will require that you commit to 3-4 weeks away from home training with the animal.
  7. This is exactly why I told you in my previous post that you need to apply for SMC Aid and attendance.... It seems to me you would qualify for Aid and Attendance based on what you have said here if you get the respiratory cancer service connected. It also looks to me like you qualify for Aid and attendance right now at L 1/2 based on the fact you have at least one separate condition rated 60 % or more in addition to your 100% rating, And you need and have actual assistance right now. Have your doctor fill out the application form for Housebound/Aid & Attendance, noting that you should be on aid and attendance.
  8. When I combine your ratings they come to 94.48876 and gets rounded down to 90% Did you receive a letter saying your rated at 100% combined? You would have needed a new 20% rating to get a combined 100% rating. The new 10% rating doesn't get you there. When you were rated TDIU chances are your already P&T check your awards letters to see if your dependents were awarded chapter 35 education benefits. Check out the test ratings file I uploaded it will combine your ratings and give you a total. It is an Excel file. test ratings.xls
  9. Under Housebound there is only one level You should apply for Aid And attendance 2 -100% ratings would entitle you to Aid and Attendance at the M level the new rate is $ 4265.31 a month for just veteran or $4438.49 with spouse https://www.benefits.va.gov/COMPENSATION/resources_comp02.asp
  10. No, it means they consider the neck , part and parcel of the claimed condition and does not warranted a separate rating Code 5025: Fibromyalgia is a disease that causes pain and sensitivity throughout the entire body. The pain must be present on both sides of the body and both above and below the waist to be rated under this code. Likewise, a rheumatologist must evaluate and diagnose the condition for it to be rated under this code. If the pain is constant and is resistant to treatment, then it is rated 40%. If the pain is not constant, but recurring and present 1/3 of the time, then it is rated 20%. As long as the pain requires continuous medication to control it, it at least receives 10%. Check out http://www.militarydisabilitymadeeasy.com/diseasesofthemusculoskeletalsystem.html#fibro to review the rating guidelines
  11. Veterans Pension Supplemental Income for Wartime Veterans VA helps Veterans and their families cope with financial challenges by providing supplemental income through the Veterans Pension benefit. Veterans Pension is a tax-free monetary benefit payable to low-income wartime Veterans. Eligibility Generally, a Veteran must have at least 90 days of active duty service, with at least one day during a wartime period to qualify for a VA Pension. If you entered active duty after September 7, 1980, generally you must have served at least 24 months or the full period for which you were called or ordered to active duty (with some exceptions), with at least one day during a wartime period. In addition to meeting minimum service requirements, the Veteran must be: Age 65 or older, OR Totally and permanently disabled, OR A patient in a nursing home receiving skilled nursing care, OR Receiving Social Security Disability Insurance, OR Receiving Supplemental Security Income Your yearly family income must be less than the amount set by Congress to qualify for the Veterans Pension benefit. Learn more about income and net worth limitation, and see an example of how VA calculates the VA Pension benefit. Aid & Attendance and Housebound Veterans and survivors who are eligible for a VA pension and require the aid and attendance of another person, or are housebound, may be eligible for additional monetary payment. These benefits are paid in addition to monthly pension, and they are not paid without eligibility to Pension. Since Aid and Attendance and Housebound allowances increase the pension amount, people who are not eligible for a basic pension due to excessive income may be eligible for pension at these increased rates. A Veteran or surviving spouse may not receive Aid and Attendance benefits and Housebound benefits at the same time. Aid & Attendance (A&A) The Aid & Attendance (A&A) increased monthly pension amount may be added to your monthly pension amount if you meet one of the following conditions: You require the aid of another person in order to perform personal functions required in everyday living, such as bathing, feeding, dressing, attending to the wants of nature, adjusting prosthetic devices, or protecting yourself from the hazards of your daily environment You are bedridden, in that your disability or disabilities requires that you remain in bed apart from any prescribed course of convalescence or treatment You are a patient in a nursing home due to mental or physical incapacity Your eyesight is limited to a corrected 5/200 visual acuity or less in both eyes; or concentric contraction of the visual field to 5 degrees or less Veterans who receive pension are not entitled to higher levels of Aid and Attendance.
  12. Yes in Fact recently I experienced the same issue. My claim for my hearing was denied according to VA.gov on Oct 4 , but I never received notification. For almost a month I kept calling and sending iris inquires as to why I had not been notified finally they sent me a copy of the denial. For some stupid reason the VA send the decision to an address I had 7 years ago, and it was returned to them. I say it was stupid because other than this one piece of mail they have been sending stuff to my current address ( at least I don't think anything else was mis-sent.)
  13. I have an older sister and younger brother they both live in Clearwater Florida. I have never considered Florida because of all the Hurricanes. After being in Texas so long, I don't think I will ever leave the state again.
  14. Buck, if you have a VA guarantee mortgage, Mortgage insurance should not even come up as it is not a requirement. I have mortgage insurance from the VA because I have a VA adapted home, so I can get insurance cheaper from VA. ( got it for my wife actually as it will pay entire balance when I die) But I would never consider a private mortgage insurance. My son did that and it cost entirely to much. I pay less than $800 a year for home owners insurance, and while its added to the mortgage , my payment is still a low $750 a month and I have a 2800 SF home with 2 car garage.
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