I don’t think he has SDVI. When he got out it was a confusing time and he had lots of surgeries and I don’t think he ever applied or I don’t even remember anyone mentioning it. I will look into it though. He is on several medications that he may not be able to get term life insurance while on, although he should have no problem getting it in a couple years once he is off them (he is 44). We at least have the veterans mortgage life insurance in place and a accidental death policy in place. And knowing that DIC will cover most bills (and I also get 75 percent of his ssdi until my kids are 16) makes me have some peace of mind until we get a regular life insurance policy in place.