Paul Morgan

Thanks I will try to have the conversation with them again. One would think that they could explain this as an option if it were an option. I appreciate your efforts.

I appreciate the conversation here. It really helps. Otherwise, I feel like there is nobody to talk to. So broncovet....We have no problem paying the Part B. They won't let her sign up for Part B. That is the problem. At the time that she let Part B get dropped, her and I were going thru a terrible time. I had thrown my hands up in the air and said F it. I'm not going to help you. She has a tendency to stick her head in sand and hope all her problems magically go away. So she probably did not realize what was happening. She thought she could just return to ChampVA as the Primary. So Medicare dropped her Part B and they won't let her reclaim it. ChampVA says, sorry but you need Part B or No ChampVA. So she is in a pin ball machine and no way out. I just think something is not right and I just have not found the right person to talk to yet. Because if you are 65 and let Part B drop and lose your ChampVA....you can go back to Medicare and eventually resign up for Part B and get ChampVA back.

Well this is a unique situation. Normally Medicare is when you reach a certain age. She is only 42. I'm going to discuss with ChampVa once again. Then try to get them to provide a document stating why she has been dropped. That would make it official. Then I will talk to Social Security once more. When you talk to these people they just look at it on the surface. They want to resolve it quickly. So they say....ohhhh she did not maintain Part B....therefore she loses ChampVa. Normally, if it was Medicare based on her age being 65 that makes sense. A person can just rejoin Part B and then qualify again for ChampVA. But SS is saying she cannot rejoin. So therefore cannot qualify for ChampVA. Oh it isn't first time I have had to wrestle with the government. You just keep talking to them and eventually someone does the right thing.

My wife is 42. My wife had solely CHAMPVA. She got sick with ESRD. She was on dialysis for several years and the state paid her Medicare Part B. She miraculously got better and she is no longer on dialysis. The state ceased paying her Part B. ChampVA subsequently dropped her ChampVA because you are required to carry Part B if you have Part A. Otherwise you lose you ChampVA. Now my wife did not realize she needed to maintain her Part B. At the time she did not have money to allocate for Part B. She did not realize she would lose ChampVA. Anyway, Social Security will not allow her to acquire Part B. So she cannot get ChampVA back. This all doesn't make sense to me. My wife is 42. She isn't 65. She had ChampVA in the beginning. Why would she now not be entitled to ChampVA. Can she tell Social Security to drop her from Part A and that will make her eligible again for ChampVA? Something is not right here. Either they should let her acquire Part B or ChampVA should return her to her original status. She is in limbo. She has no insurance but has 20% Kidney function. What should we do?