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rentalguy1's post in Why Do Some Keep Pushing? was marked as the answer
To ensure continued compensation to your dependents should you die before the 10 year mark. If you become rated P&T, and then die from a unrelated condition five years later, your dependents lose any DIC and DEA that your P&T status entitled them to. If you have a secondary condition that could kill your before your 1 year mark, and you are able to get that condition rated, even at 0%, and then die from it before your 10 years are up, your dependents keep those benefits.