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Smitty81

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  1. Alright guys sounds good, I’ll wait and see where things fall and will chime in with an update with my experience. Thanks again
  2. Yeah I understand how they do their math, I suppose I should just let my current (new) claims finish processing and see what my rating looks like after that. I appreciate your feedback
  3. Thanks you’re sharing your thoughts. I agree that it would likely have challenges. Rattler mentioned scheduled rating which may be a better route. I guess it just seems really difficult to get past 90%? Id love to hear guys experiences with that too. Because at the end of the day, while I’m not bedridden by any means, which I don’t believe is the threshold, my job/business is getting harder and harder to maintain both physically and mentally. I’ve had to turn down nice projects, run late on others, etc. really appreciate everyone’s input here so thank you.
  4. Yeah that makes sense to me about investment income. I’m not really taking the position that I wouldn’t work at all. Based on the information I’ve read elsewhere, TDIU can be awarded when you make more that the poverty threshold, but work in a “sheltered or protected work environment.” Things like being able to take extra breaks, go home early, absenteeism, less productivity than others in the same position, and so on. In other words, without these exceptions, you would be out of a job in the traditional sense, and thus unemployable. I’m curious if anyone has successfully done this, and if so, what was their experience.
  5. I appreciate the feedback. Thank you for taking your time to respond. I have read multiple things about tdiu with self employment using a quick google search that indicates that it is possible. Is there some other information that you are referring to that would contradict these posts? Most are from attorney sites. Protected work environment would be more from the position of taking as many breaks as I need, taking days off as needed, etc.
  6. Hey guys, I am wanting to file for tdui. I am at 80% combined. 70% MH stacked with anxiety/depression, sleep disturbance (insomnia) due to chronic pain and 20% for clavicle fracture nonunion. I have claims in for tinnitus and migraine and increase on shoulder. I have done all this on my own to this point. I am self employed so I have a protected work environment, I often start late, miss days, etc from not sleeping and being exhausted. So TDIU would be sought after for missed work and being in a protected work environment. I have lay statements to support this but don’t really have much else to include other than maybe pictures of my office/workspace and the mods I’ve made there. Any advice would be greatly appreciated.
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