I am currently rated at 90% with my highest rating at 60%. I have crohns disease, several blown disks, and avascular necrosis of both hips.
I am considering filing for IU but I dont know if I can afford it. I am really killing my self by going to work everyday but I dont know what to do.
I take injections to knock out my immune system and I work as a respiratory therapist. I also work 12 hour shifts which kill my hips. I need bilateral joint replacements.
I am 31 years old have 3 kids and have a lot of monthly payments. Despite the pain and agony I have to drag my ass to work to make ends meet. As my disibilities are worsening I must consider IU.
-Can I file for IU despite the fact that I am currently working? There is no way I can quit or be without income for 6 months first.
-If I did receive IU would I qualify for SSD? What is an average monthly payment?
-I make 55K + my 90% now.
If I went to 100% TDIU I would take a huge pay cut!
- How hard is it to be IU P&T? this would save me $450 a month in county taxes and would off set the pay cut.
Im having a hard time with this....