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Found 32 results

  1. 100% SC - Bipolar Disorder

    Recently awarded 70% for Bipolar Disorder, granted TDIU, proclaimed P&T, with correct claim date determined. I must Thank all of you for keeping my hopes alive over the years, when darkness set in. I must publicly thank Bergmann & Moore, LLC of Bethesda, Maryland, for without their perseverance and capabilities, I would not have had any measure of success. Professional in every way imaginable. I can not say enough about their latest hero, Fatima. Fatima, thanks for being rational, thoughtful, knowledgeable and thorough! Mr. Bergmann and Mr. Moore, you two rock!
  2. Student Loan Disability Forgiveness for Disability (Changes) Please check out HR1, the new Tax Law just signed by President Trump. It appears, that if you have your student loans forgiven for being permanently disabled, the income tax liability has been removed. An copy of the law from the text of the new law is provided below. I do not claim to be an attorney, so please interpret it for yourself. PART IV—EDUCATION SEC. 11031. TREATMENT OF STUDENT LOANS DISCHARGED ON ACCOUNT OF DEATH OR DISABILITY. (a) In General.—Section 108(f) is amended by adding at the end the following new paragraph: “(5) DISCHARGES ON ACCOUNT OF DEATH OR DISABILITY.— “(A) IN GENERAL.—In the case of an individual, gross income does not include any amount which (but for this subsection) would be includible in gross income for such taxable year by reasons of the discharge (in whole or in part) of any loan described in subparagraph (B) after December 31, 2017, and before January 1, 2026, if such discharge was— “(i) pursuant to subsection (a) or (d) of section 437 of the Higher Education Act of 1965 or the parallel benefit under part D of title IV of such Act (relating to the repayment of loan liability), “(ii) pursuant to section 464(c)(1)(F) of such Act, or “(iii) otherwise discharged on account of the death or total and permanent disability of the student. “(B) LOANS DESCRIBED.—A loan is described in this subparagraph if such loan is— “(i) a student loan (as defined in paragraph (2)), or “(ii) a private education loan (as defined in section 140(7) of the Consumer Credit Protection Act (15 U.S.C. 1650(7))).”. (b) Effective Date.—The amendment made by this section shall apply to discharges of indebtedness after December 31, 2017.
  3. QUESTION: Will/can a 100% TDIU P&T award get removed if my service connected disabilities reach or top 100% ? I ask this because I am +5yr into my appeal process and have received a "partial award" from the VA, as the rest of my appeal moves forward. I was given an increase to 70% TBI to qualify me for 100% TDIU which started last year. Already have 10% Tinnitus. Still on appeal is: MDD -- Arguing for 70% but probably will get 50% Sleep Apnea -- OSA with CPAP required to be rated at 50% My lawyer is inferring that I would be in jeopardy if I try and get +100% Scheduled award disability. I have also heard from a fellow poster (I referred to same lawyers) who informed me that after getting his early/easy disability award, this firm dropped him on his appeal moving forward. In other words, they took the easy money/award and ran on the tougher stuff. What my lawyer currently predicts my disabilities totaling at 94% (70-BTI, 50-MDD, 50-OSA,and 10-Tinnitus) which rounds DOWN to 90% award. He does not want to appeal further, apparently. My lawyer's inference that my 100% TDIU would be in jeopardy if I continue to pursue my scheduled appeal status, just does not sound right to me, but how can I know for sure?
  4. I'm currently rated 100% schedular (non P&T) for a single medical condition with a follow up C&P exam scheduled for early 2019. I have no open claims at the moment. My condition is managed through a private doctor. Would it be a good idea for me to send my doctor visit records to the VA so that they can see continued evaluation for the condition? ...Or is it better to wait until the C&P exam and show my documentation to the examiner? Sending the records seemed like a good idea at first, but then I wondered if that's like poking the VA with a stick - maybe they'll decide to move my C&P exam up. Any advice is appreciated. Thanks!
  5. just got 100% IU. Jumped outta too many aircraft and choppers...fast rope incl. im having major back surgery next month opening from T2-L2 with rod and fusion. they just increased back from 10-20%, before any knowledge of all of this. My questions are this A). can i collect state unemployment insurance along with 100% IU? B). Should i wait to file for SSDI until after back surgery? C). when should i file for SMC-S Housebound? Thanks for the help and concern.....RLTW
  6. I am so lost and confused in this whole ssdi and va. My DAV rep tries to talk me out of applying for an increase but I told him to anyway and went from 30% for anxiety to 70% PTSD with anxiety. now at 100% schedular. My question is can and/or should I apply for SSDI and what are my chances based on what I have stated already. I have 11 different disabilities due to injuries and surgeries from military service. I continue trying to work but have had to quit 3 jobs due to the stress and disabilities :( I love working but struggle to keep working without causing more pain and hurt on myself. any ideas?
  7. I have been on 100% TDIU for several years, and now I am coming up on age 65. I have a basic employee provided health insurance plan through Aetna from my Teachers Retirement System of Texas. This TRS-CARE1 program has informed me that after age 65, that they will become a "secondary payer". If I understand this correctly, what was once an 80/20 plan (TRS-CARE1) now becomes a 20/80 plan. I have a number of questions/concerns in how that works with VA 100% TDIU Disability. The VA has been billing Aetna (TRS-CARE1) for services I receive from the VA (contracted rate, 80%, etc). How does this change when I turn 65? I am receiving SS benefits at this time, so I assume that I will be auto-enrolled in Medicare A&B. Correct? Do/Will I need to up-grade my parts A&B? What about part "D"? I currently get all my meds from VA, wonder if having an outside option would be worth the cost? How much of a supplemental insurance plan do I NEED? Can I depend on the VA to continue to cover me at 100%? What if I have an auto accident and am taken to a non-VA hospital room? Do I get stuck with the out-of-pocket expenses? FWIW, hit deer on Harley a year ago, spent 32days in hospital and VA re-hab. Got lucky since I never lost consciousness and was able to direct EMS to take me to the VA designated/contracted hospital... THIS TIME. Bill was over $200k. Everything got covered between VA and Aetna... THIS TIME. Still ride Harley, so what will happen under "Medicare" in an out-of-network emergency in the future? (my biggest concern) I have attempted to talk with Aetna, but all I seem to get are sales-people who refuse/can't give any advise as to options. They only ask WHAT do I want... Not helpful to me at all. And when I watch the news that TrumpCare wants to 5X elder health rates, I get very depressed. BTW my major disability is TBI, so that may be factoring into my panic/depression about this as well. Not having fun... 8-(
  8. 100% P&T!!!!

    Long time reader of Hadit, first day member. I signed up to spread the good news and pass along my thanks and appreciation to all of you (and ask a math question in another thread). I am very thankful to all those who have posted and replied. This site and VBN gave me much information and inspiration as I worked thru my claims over the past 18 months. On 30 Nov E-bennies showed all my claims and deferred issues have finally been closed and reflected on the letters you can download...100% P&T!!! . Extremely thrilled and a bit in shock and disbelief. I want to pass on my excitement and hopefully some inspiration to those who are trudging thru the VA disability claims process. Keep at it! Every diagnosis and condition you obtained as a result of your service is a testament to the sacrifices you made for this nation. There are laws established to compensate you for that pound of flesh and mind you have given...be it in combat or back stateside in training, from stress, long hours, rough conditions, etc. Don't ever feel guilty about your compensation or seeking compensation. You earned it orders of magnitude more than anyone has ever 'earned' their mortgage deduction or welfare or food stamps. Those are entitlements...VA disability is legally deserved indemnification benefit from our US Government employer for the workplace injuries we incurred. It is only accessible to those who sacrificed in service to the nation. Yes the 'process' is a lot of red tape, but in my case the process MADE me seek the medical attention I needed to find out what was causing my issues so I would have the diagnosis to go with the symptoms for a proper claim. The money is nice, but truly I am thankful to the VA for this process because it is a forcing function to actually seeking root cause and not accepting the 'just take some Motrin' party line that the military docs told me for 21 years (guess what Motrin/Aleve/NSAIDs make a Hiatal Hernia/GERD worse and it doesn't fix a torn meniscus in the knee nor a laberal tear in the hip!) So don't forget that piece of this 'process'. While you are working your claims, and determining your issues, you are actually taking control of your health. Bottom line: 100% P&T whoo-hoo!! Thanks to all the posters for the information to keep me going. To all those still in the fight, keep at it! God Bless You All, and God Bless America! Rocketeer
  9. So I thought if I was 100% scheduler my family could get benefits. My attorney told me otherwise "You will be covered by VA, but even with a 100 percent rating, your spouse and child are not covered by VA. If you are ruled to have a 100 percent permanent and total rating, then you are eligible to have your family convered by CHAMPVA." Is it possible to be rated at 100% but not perment and total?
  10. I am rated 100% P&T, do I need to file for a new disability not previously claimed?
  11. To be short and sweet i found out I am facing an MEB today. i am wondering what i might expect for benefits and how they work. Some ppl say you cant take va compensations if you get 30% MEB or more. others say i will have to pay back my separation pay if i take it ($90,000 maybe). and i really dont know how to judge what money i will make outside the Army. i have bad feet, ankles, knees, hip, back, left shoulder, ptsd, anger issues, migraines, sleep apnea, restles leg sleep disorder, depression. if all of these are 10-20% 140-280 % what do i do?
  12. Hello to my fellow Brothers and Sisters this is my first post, I've been a long time lurker. I am a recently discharged OEF Vet. I joined the National Guard prior to my ETS. I really only joined for the healthcare to help out my family members. I knew my mind and body was breaking down too much to carry on doing active duty Infantry and I wasn't allowed to re-class. The Guard offered me one so I decided to re-class in the Guard to a HR MOS. I didn't receive a bonus and haven't gone to my AIT for the re-class yet. I've only participated in one Drill weekend. I recently received my award letter for 100% SC P&T. I don't know what to do now about staying in the Guard? Will I be penalized by the VA? Will it change my rating? Will the Guard just MEB me? Any advice is appreciated.
  13. Hey fellow vets! So, I logged into eBennies early this AM & it has finally happened...Im now at 100% w/ SMC-s1 and not rly sure if its P&T or TDIU but honestly, it doesnt matter...100 is 100 & im just beyond happy for my wife and 3 kiddos more than anything...blessed! So, heres the breakdown: OLD Comb Rtg--80% Primary SC Cndtns : 70%--TBI w/ residiuals; Secondary 30%--Maj Dep Disrdr NEW Ratings & Conditions Comb Rtg--100% Prim: 70%--TBI w/residuals Secondary: 50%--Migraine HA; 10%-Tinnitus; 100%--PTSD w/Neurocognitive Disorder (NCD); SMC-1 Its still hard to believe this is happening for me & my family. I want to thank all of you for the support, advice & encouragement. To those who are still fighting...KEEP AT IT and dont give up! Semper Paratus CoastieAirman96
  14. Hello, I'm a new member but have been a frequent visitor to all of the great info on here. I have been curious mainly due to haring a dozen different answers to this question. My question is this, If a veteran who is 80% scheduler with 100% IU P&T is awarded 100% scheduler would the IU then fall away? Would the veteran just be 100%? I have a friend who is in this situation currently and he is bored out of his mind and wanted to at least try to work or go to school. He understands that there is already a system to do so should he choose to but has heard a lot of horror stories of the VA reducing his benefit just for attempting to do so (a bait and switch if you will) Question 2) He would like to at a minimum like to finish school in essence to be a role model for his kids. If he is 100% IU would he still be eligible to use Voc Rehab even with no intent to return to full time employment? Thank you in advance for your time and answers. Semper Fi
  15. Based on Ebenefits, they have closed my open claim and awarded me additional ratings. I was already 100% combined; however, when I go to Documents/Records and retrieve a VA benefits summary letter, it shows YES for 'You are considered to be totally and permanently disabled due soley to your service connected disabilities. The commissary letter goes on to say it is permanent and not scheduled for any future exams. Here lies my question......would any of these state unemployable if the VA decision was that I am total, permanent and unemployable? I realize this will be all spelled out when I get the yellow envelope in the mail but thought others with experience might be able to let me know what I should see on these. Thanks!
  16. I'm 100% P & T with no future exams (lets hope not) and I've been doing a little research of my own of what other payable benefits I'm entitled to, besides the ones in my letter from the VA like clothing allowance (topical cream), SMC (K) and Education. This is what my ratings look like. Could someone give me any other possible suggestion? 60% Dermatitis with Lichen Planus and Erythema Dyschromicum Perstans 50%Obstructive Sleep Apnea 30% Adjustment Disorder w/Anxiety & Depression Mood 30% Migraine Headaches 10% Cervical Spine Strain 10% Right Ankle Degenerative 10% Left Shoulder Degenerative 10% Lumbar Spine Segmental 10% Right Shoulder Degenerative 10% Left Ankle Degernative
  17. Thank You for this site and anyone that can help me. Also Thank You all for your service !!!! 1. I need to see into how I can get the (Star Marked and commented in Red on the picture Attached below) Staph (MRSA) added to my claim as service connected. It started in Iraq and I had many removed. The Doctor thought it was gone when I took mid-tour leave I had another infection this time in my arm (Every time I got a new one it was in a new location on my body...joy). I couldn't get on the plane to return to Iraq because my arm was swollen after the flight from near my home to Atlanta. We still were wearing DCU's so swollen and cant move my sleeve over my arm really is swollen. 2. I was told I was being rated for PTSD and it shows me having Major Depression with Anxiety Disorder (See Picture Below). I am at 50% for that. 3. I have had these ratings and no one has tried to get me to get new MRI's etc the whole time. Does this mean they don't plan on ever reducing them or will I just be randomly supposed when I am pulled off of this? 4. I am somehow not rated as permanently and totally disabled by the VA. The doctors said other wise but when I look at the documents section on eBenefits it says I am not. Personally after the Sleep Apnea was a complete failure and I went from waking up around 30 time an hour to 135 times an hour pre and post sleep apnea study evidence. This makes it so hard to keep a normal sleep schedule because the stupid machine wakes me up more then choking to death...I feel like a zombie and have only held a part time job (10-15 hours a week) for just over 2 months of the whole time since I have been out of service Jan 30 2009. The sleep apnea isn't the only issue either. I am in constant pain from my lower back and I cant stand for too long because of my back and ankles. Also most people are put off by the way I act because I am a bit jumpy and I have variable mood issues thanks to my sleep issues and my issues from things that happened to me. I know that I am not the worst off of injured veterans, but there has to be a line where you get to it and your taken care of and not expected to work etc anymore. It is depressing and I totally understand why old people that don't have enough money to vacation a lot just sit around and die...I'm only 34... Oh and off topic.... My wife and child haven't been added to my VA Rewards and I have had a claim and its been over a year and they haven't touched it yet.... I have another son on the way soon as well.
  18. VA pension and divorce

    A friend is receiving $3,000+ for being rated 100% P & T. He is married but maybe looking at divorce in the future. Will his wife receive half of his $3,000+ in the event they are divorced? Thanks
  19. I first enrolled on the Agent Orange Registry in about 2008. No real reason then, except others said it was a good idea to get on the list. I was in-country in Vietnam from 1968-69. In 2012, I saw that Ischemic Heart Disease was added as a covered Agent Orange disease as of September, 2010. I had a heart attack in 2006. So, I applied and got a 60% rating and was paid retro to September 2010. That 2-year lump sum deposit was sweet! In 2013, I applied for PTSD and was denied because of a doctor filling out his report wrong. I appealed and was granted 50% only 6 weeks later! Now, my rating increased to 80%. In December, 2014 I applied for a rating because the VA said I was a diabetic and put me on an RX. They rated me 20% for that, but not enough to change the 80% rating I already had. In February 2015, I asked to have the PTSD rating increased and that I had left my job 2 months earlier because of the PTSD. In April 2015, they increased my PTSD to 70%, for a new rating of 90% overall. However, they also put the added benefit of Unemployability on the claim, which boosted the claim way up there. With a spouse, I went from getting $1688 to $3415 per month! They now put me at 100% Total and Permanent disability! When that rating came in, I immediately went to my Motor Vehicle Dept and got a Disabled Veteran plate for my car. Cost: only $4.50/yr! Then to the county appraiser's office here in florida to file for my exemption. At 100% total and permanent, they waive 100% of your property taxes on your home! ($3600/yr savings!) If you are under 65, which I wasn't, you can also apply for a waiver of your monthly premium for some types of Servicemen's Group Life you may have. Also, but not the least, I went to a somewhat (75 mi. away) local Naval base and applied for a ID card that gives me 100% privileges at any commissary or exchange anywhere in the world, at any military base. I went to an Air Force one yesterday! I can even book a campsite or room at any base that offers it. Disney, Universal, etc are on the discount list too! The gist of all this, it's that you can do it yourself! Everything you need is available online .Sign up for Ebenefits online today! If you feel you need assistance, see your local VFW, American Legion, of VA Officer. Most states also have service officers that are paid by the state itself. They are usually disabled vets themselves and are there to be on your side. Stay away from the attorneys! They are in it for the money only!
  20. 100% Rating - How I Did It!

    Greetings: I am grateful that one afternoon a few years ago, I Googled "I've had it with the VA". That simple "search" born out of utter frustration led me to "Hadit". And there it all started! As of two weeks ago, I'm rated 100% (long overdue). And, I am still NOT done with the VA. For those looking to do there own research I offer this process: Obtain your Military Service and Medical Records by mailing (certified, return receipt requested) an SF-180, found here: http://www.archives.gov/veterans/military-service-records/standard-form-180.html Obtain your full VA treatment records from the "release of information" window at the center you receive treatment at. Review the CD-rom (PDF file) for all CHRONIC medical conditions, treatments, and diagnosis - chronocity is critical! Identify the incident, event, or situation in service that "caused" this condition. If it's in your active duty medical records that's extremely valuable. If it manifest after service you'll need to find a way to "connect" it to service - the "nexus". Next search USC 38 part 4 for your CHRONIC DIAGNOSIS, found here: http://www.ecfr.gov/cgi-bin/text-idx?rgn=div5;node=38:1.0.1.1.5#_top Match up the conditions and rating percetnage to the CHRONIC diagosis in your medical records. Review the DBQ the C&P examiner "must" use to rate your current condition, found here: http://www.benefits.va.gov/compensation/dbq_ListByDBQFormName.asp Search for VA court cases on your condition(s) to understand how the VA Regional Offices is likey to "rule and rate" on your claim. HINT, the cases tell you what evidence actually supports a claim. For example, here's a search for Sleep Apnea secondary to chronic Sinuitis: https://www.google.com/?gws_rd=ssl#q=sleep+apnea+secondary+to+chronic+sinusitis Look for evidence in these cases that would support your claim, and THEN match and find your evidence - NEVER, EVER lie! Gather all your evidence, write up a Statement in Support of Claim, found here: https://www.google.com/?gws_rd=ssl#newwindow=1&q=va+"Statement+in+Support+of+Claim" and mail it certified return receipt requested. NUMBER every single page, make copies, and wait. Make someone sign for your mailed packaged - VA has NEVER lost my packages! Before you go to a C&P review your evidence and especially the questions the Dr. is going to ask from the DBQ. I usually hand write a list of the 6-7 items that supports my claim. I make sure the examiner see this. I'm so done with the VA, I walked into to my last C&P with my 4" binder and the Dr. undersood I knew what is going on. A C&P exam is a LEGAL MEEETING, not medical treatment. I submitted my last three claims in July and they were fully decided correctly in six months. Help the VA help YOU! And, most importantly, never, never, never, ever give up. Be relentless! Most grateful, PJ I got a request to see how I wrote Claims, so here they are: Hearing loss, Peripheral Vestibular Discorder, and Tinnunitis. Digestive disorder. Skin disorder. VA's 2015 Decision on these three Claims. 1 -STMT IN SUPPORT OF CLAIM - PERIPHERAL VEST DIS - PG-1- redacted.pdf 2 -STMT IN SUPPORT OF CLAIM - PERIPHERAL VEST DIS - PG-2 - redacted.pdf 3 - STMT IN SUPPORT OF CLAIM - PERIPHERAL VEST DIS FOLLOWED BY TINNITUS - PG-3 - redacted.pdf 4 - DBQ WITH TINNITUS - HEARING LOSS & PERIPHERAL VEST DIS - AMENDMENTS_Redacted.pdf 5 - C&P EXAMINER'S DBQ FOR EAR CONDITIONS.pdf 6 - STMT SUPPORT CLAIM - RHIODS 2014 - redacted.pdf 7 - DBQ FOR RHOIDS - FOR C&P.pdf 8 - STMT SUPP CLAIM - ECZEMA 60% - PG 1-2.pdf 9 -STMT SUPP CLAIM - ECZEMA 60% - PG 3.pdf 10 -STMT SUPP CLAIM - ECZEMA 60% - PG 4.pdf 2015 DX REDACTED FOR HADIT_Redacted.pdf
  21. I am a 100% DAV for PTSD, DMII, and a handful of other maladies. I heard something today that has raised a BIG Q. Am I or am I not allowed to earn any income without jeopardizing my SSDI benefits? Thanks, Jim Gilmore 307 FMS U-Tapao AB, Thailand 71-72 617 MASS Da Nang AB, Vietnam 72 616 MASS Tan Son Nhut AB, Vietnam 72-73
  22. Hello, I'll go through this in chronological order: On my initial determination letter for 100% rating (May 10, 2011) it says "An examination will be scheduled at a future date to evaluate the severity of your service connected "PTSD". Further in the letter it states, "The examiner indicated that you would benefit from counseling and other mental health service, therefore, there is evidence indicating a possibility for improvement" The assigned evaluation is not considered permanent and is subject to a future review examination". So, I submitted another application for increased determination, for P&T (August 31, 2013), and received a determination letter (October 29, 2013), stating: 1. "Evaluation of PTSD which is currently 100 percent disabling, is continued". 2. "Eligibility to Dependents' Educational Assistance is not established". (Indicating that it's not P&T I'm thinking). So, I called the VA phone number and asked for a letter so I could receive base access and MWR privileges. I received the following letter: "We are giving you this certificate so you may receive commissary store and exchange privileges from the Armed Forces". "This is to certify that xxxxxx is an honorably discharged Veteran of the Army and receives benefits at the 100% rate". I was able to obtain a Base ID Card (DD Form 2765) using this certificate, which I thought required P&T Status to obtain. Sp now, I've gone onto the MilConnect (www.dmdc.osd.mil) website and when clicking the 'my profile' tab I see the following information: Persona Type: Disabled Veteran Disability Extent: Permanent and Total Disability Begin Date: 08-21-2013 I am trying to figure out where exactly I stand. Am I P&T? Am I not? Is my spouse eligible for CHAMPVA? Any assistance is deciphering all this will be appreciated. - DESERT
  23. Yes it's true. I'm clean now and Crackheads hate me, My jealous family hates me, other jealous vets hate vve course on my ex girlfriend hate me, all my old lying therapist hate me, but thanks to this site I got the right advice and file the right claim and got a hundred percent. First time for bipolar. gaf score of 51, 20 to 25 times in and out of VA rehab, a few lockdown, jail homelessness etc cetera. what the most important thing...is that I love me today!
  24. I have watched for years now our 100% PT Service Connected Disabled Veterans, who served our Country, served her proudly and through no fault of their own, were injured, honorably discharged and unfortunately unable to have the opportunity to committ to a 20 year career and now being passed over and denied again and again, the benefit to be eligible for the DoD's Space A Travel Program while other non uniformed service personnel whom never served, get added into the Eligibility Categories as if they were the cat's meow! It's time to RIGHT THIS WRONG! It's time to stand up and be heard, listened too and taken seriously! Let's get the word out there! Let's get it out there Loud & Proud and hopefully see a change this time! :) I have started a Petition to send to President Obama and to Congress about finally following through and amending the DoD 4515.13-R Regulation to include a "Category 7 entitling 100% PT SC Diabled Veterans" for the Space A Travel Program. I am hoping the way I have written the petition and the way I wish for them to amend the eligibility categories that it will pass without concerns and/or complaints from the nay sayers, the Joint Chiefs, DoD, The Secretary of Defense, the military uniform service members, DoD employees, 20 year retirees and/or any other eligible personnel. The Petition is asking to add an additional Priority Category 7, which will be the Category that includes our 100% PT SC DAV, hence placing them at the bottom of the Priority list for any available passenger seating that may be open. I am hoping this will make everyone happy. The DAV will finally be eligible and have the opportunity to benefit from the Space A Travel Program without any other eligible uniform category member to give up their priority listing. If you wish to help our DAV receive this benefit, please click on the link below and sign the Petition. Thanks. :) http://petitions.moveon.org/sign/space-a-travel-eligibility
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