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Hobby

  1. What specifically do I ask of him?
  2. What specifically do I ask of him?
  3. I asked my shrink to write a letter in support of my claim and he said that VA policy is that he can't do that. Is this true? Any way around this? Thanks.
  4. So this company sent me an offer to drop my mortgage rate down 3% to 2.5%. No out of pocket expense to me. All fee financed in new loan. To me it seems too good to be true. Has anyone ever used this company? I'd hate to ruin my first home purchase by refinancing with a scam company. Any help/ knowledge is greatly appreciated. Thanks.
  5. Back in 2019 this statement was made to another individual. I am puzzled. I am currently 70%. I became 50% back in 2016, 70% in 2019. I had health insurance and kept it after I retired, plus MEDICARE, TFL (mil retiree). I didnt pay any co pays due to having three insurances at the time, but VA billed my MEDICARE and civilian insurance, which paid the Dr visit and my prescriptions by civilian ins. TFL always came up with some excuse not to pay anything for years. But the payments dont go to the VA Dr I see, but someone else I've never seen at the RO billing office. I suspended my civilian health insurance this past January, therefore I will only have MEDICARE and TFL. So are you saying that they shouldnt be billing the companies. I do understand about the medications.
  6. Received a letter from a company called QTC, which I found to be strange since I am rated at 100%. Called the company and asked them questions and they stated that they are a 3rd party agency hired by the VA. The case officer informed me that I have a claim under the VA but the fact is that I don't have any claims active once I was rated at 100% I stopped. So I was under the impression that this company was either a scam/fraud or something. Normally the VA contacts you directly, but? Called the VA to confirm this "QTC" company, and the VA informed me that my TBI injury is not a permanent rating so therefore follow up exams can be issued to see if symptoms have improved or gotten worst. I was under the impression that once you reach 100% and no further exams were needed. Now I am confused and perplexed and scared of losing my benefits that I worked so hard to get. Basically, I can't live without the benefits since I am not working or barely working for that matter. The "QTC" company said that an "ACE' exam will be done by a physician. (ACE) Acceptable Clinical Evidence... So apparently this "QTC" company is a company that is hired by the VA to assist them... So, can anyone guide me or provide me with some information about this process? Thank you in advance~
  7. I got the Corona Virus Vaccine today! (at my VAMC) (I went for dental work). No, I can not promise all VAMC's, or even my VAMC will vaccinate you also. I dont know how many doses they have. I have to have another dose Feb. 16. So far, no problems. No reaction. The nurse said, "It may make my arm sore a few days", or even some aches and pains. I barely felt the needle go in, and had to ask her if it was done. I "think" the reason I got it, might be showing up at the right time. (Im 68 years old).
  8. Hello, I received a letter from the VA stating they propose to reduce my disability pay down to zero so that 12k in voluntary separation pay will be satisfied. However, I have already paid that. In 1997 I was awarded 10% and told in that award letter that the VA will withhold all payments until the 12k is satisfied. Lo and behold in 2008 I began receiving 10% checks. Now in 2020 I get this proposal because I never paid it according to them. I believe that this is related as to why. I am part of the EXCEPTION GROUP as I repaid prior to this software implementation. This is scaring the crap out of my wife and I and we rely on this money and it is now much higher than 10%. Has anyone seen this before? Advice? III.v.4.B.1.d. Determining Whether VA Has Already Recouped Separation Benefits a Veteran Received Before establishing a withholding to recoup a Veteran’s separation benefit, check the corporate record (by clicking on the MILITARY button in Share and selecting the MILITARY PAYMENTS tab) to ensure VA has not already completed recoupment. If the corporate record shows recoupment is complete, claims processors must ensure the amount of benefits VA recouped matches the amount of the separation benefit the Veteran received. If they do not match, treat the separation benefit currently at issue as unrecouped. Exception: If VA completed its recoupment of a Veteran’s separation benefit in the Benefits Delivery Network (BDN) (prior to conversion to VETSNET), such recoupment will not be evident in Share.
  9. These begin Dec. 1, and the first day we should get the new compensation rates is Jan. 1, 2021. (VA comp is paid in arrears, so it starts Dec. 1 and you get the new pay rates on Jan. 1) https://www.va.gov/disability/compensation-rates/veteran-rates/
  10. "If" you are disabled by VA and "do not" have the 10,000 VA life insurance, at no cost to you, you should get it ASAP, if eligible. Follow the links to see if you are eligible: https://www.va.gov/life-insurance/ Also, if you have your 10,000 VA life insurance, its also like a bank account you can draw on. As an example, if you have had the 10,000 life insurance for 10 years, you could withdraw (that is get a "loan" from your life insurance proceeds) for $1000 or more. Yes, you would pay interest on the loan, "but" you would never have to pay it back (the amount borrowed, plus interest, would be deducted from the 10,000 upon your death. ) Bottom line: If you dont have it, get it, and if you do have it, and need money, consider the consequences of borrowing on your life insurance. It may be a relatively painless way to get money you need NOW vs, after you are gone. Also, lets say you borrow 1000, 2000, or even 5000 from your life insurance policy, AND you "come into money" 2 years down the road, you can pay it back and restore your family's full life insurance proceeds. "Unless" there was a compelling reason, I would not recommend "cashing in" your life insurance policy. (A compelling reason may be that you have cancer and not long to live, and you want to use the money). Instead of "cashing in" leave your options open by borrowing the max from your policy. You have the option of paying it back or not..at your discretion, in your time. VA life insurance sends me a notice each year, around my birthday, as to how much I could borrow, or cash in the policy for. The cash value of the policy grows each year. After about 20 years, you can cash it in for the full face value, about 10,000. You can likely do the same with "other than VA" whole life insurance policies, too: Borrow, or cash it in. In a nutshell whole life insurance is "owned" insurance, while term insurance is "rented" insurance. Like a car, if you own it you can sell it, or get a loan on it. But you cant get a loan on your rented apartment.
  11. From: Berry law firm: For more information: https://ptsdlawyers.com/blog/how-reservists-can-get-va-disability-compensation/?inf_contact_key=8714769f3a7c1fe23d4d1df1e3cf1bb0
  12. Yesterday, the VA from South Dakota called me, by the way I live in Northeast, to ask me if I went to my last C@P exam with QTC which I did, He told me, he is looking for that information so they can finish my Cervical spine fusion claim, has this happen to anyone else? Ken
  13. Hadit family, can anyone give me some advice on how to handle this Appeal process. I recently looked on VA.GOV and noticed this. how do I prepare to win?
  14. What the “couldn’t fully grant your appeal...” means?. The claim in question is sleep apnea and acne. I’m confused, what can be expected from this? Thanks! https://drive.google.com/file/d/1B622YwAqOSf68H3KhqJjQ_vP-n5cILga/view?usp=drivesdk
  15. Hi, I received me letter today, and I was denied. This time the error is clear. The Doctor who preformed my ACE examine said my initial diagnoses was Epilepsy then proven to be pseudo seizures. Initially at the ER (and my week long hospitalization after) and for about one month after I was diagnosed with PNES and not epilepsy. However since I kept experience both petite mal and grand mal episodes and then Epileptic medication treatment began to WORK, I was diagnosed with Epilepsy. My doctor in my civilian record's back dated the diagnoses to the May when the first event occurred. I've attached my letter; you'll see that they received my Neurologists note about my treatment since may and then confirmed my Diagnoses on 04DEC2019. Pseudo seizures are only mentioned in my records between May2019-June2019. I think this VES contracted doctor saw the diagnoses labeled in may but didn't review(or care) to look at the LETTER AND NOTE DATED BY MY DOCTOR ON 05DEC2019 WITH MY CONFIMRED DIGNOSES AND THEN UPLOADED TO THE VA ON 24DEC2019. Opinions? HLR or do I wait 3 months to see my VA Neurologist, as I no longer have Tricare to see my UCHealth DR., and have him confirm the diagnoses... I'm only 5 months away from all this stuff lasting a year and getting really fed up with the VA. My first denial was also because of the phraseology used by my ER and Hospital doctors after the first event in may. Hint that's why I had my specialty neurologist who had been seeing my since June confirm my Epilepsy diagnosis... uuuhhhggg.
  16. Hi there, Recently actually yesterday the 21st of February the VA gave me notice that my supplemental claim had been decided and that they had sent out the letter that morning as well (meaning the decision was actually made on the 20th). This of course prompted me to check Ebenefits, where I saw no change in my rating. I'm currently rated at 40% for other issues. And in the past Ebenefits updated almost instantly leading me to believe that this supplemental claim was denied. I originally submitted my Epilepsy claim back in august, it was denied about 4 months later due to conflicting phraseology given by one of my doctors (mind you i still have a diagnoses of Epilepsy with 15 witnessed Grand Mal seizures at this point). Once i got the original decision letter I contacted my County VSO's office and set up an appointment. After they reviewed everything they we surprised that my claim was denied as it has a clear nexus and on top of that falls under the conditions; that if they manifest within a year its considered service connected (I separated 02/01/2019, first seizure onset was 05/25/2019). They did review the 112 pages of evidence from my civilian doctors and did see the conflicting phraseology. They told me that if I could get my Neurologist to just confirm my diagnoses and say i was and have been under treatment since 05/25/2019 that we could submit a supplemental claim since that's the fastest route. So that's what we did. That brings us to now. Under the standards for Epilepsy I was looking at a single rating of anything between 80%-100%. An 80% from 40% would have resulted in something Close to 90%. While i'm holding out, since in either case the retro pay (if my claim was awarded) would be greater then 20K that the additional signatures required are slowing down Ebenefits from updating, but as in most cases if the letter has sent and Ebenfits doesn't updated, 90% of the time you Claim/Supplemental/Appeal is denied. ( I mean correct me if I'm wrong). Whats the moral of the story? No matter how much evidence you have to support you the VA will be the VA. I'm lucky that I'm rated for other conditions so that I can at least have the VA help me cut down on the costs of treatment for Epilepsy, but it would have been nice to have it service connected so that I wouldn't have to wait months on months for Neurology appointments since I don't have priority. If any one has any information for me that might help moving forward, I'm all ears as once my letter is received and upon reading of the denial ill be filling an appeal.
  17. Hello, Quick background; I injured my back severely in Kuwait in 2013(I was 22) no proper medical exam or treatment at the peek of the injury just pumped full of pain meds. Once back in the states it still took months before Someone decided I actually needed an xray just to be told I was fine. There were times where I’d experience temporary paralysis below the waist, daily pain levels above 5, numbness, pinching and burning sensations in lower back and to be told nothing was wrong made me want to give up and suffer in silence because no1 seem to take me serious. However the pain was so intense I found myself in the ER sometimes twice a week with strange knots in my back that were shrugged off as muscle spasms and just given more pain meds. I was given a 10% rating after separating in 2014. I didn’t know what that meant or why. Almost 7yrs later the pain is worse back and forth with the VA with treatment that either aggravates or just doesn’t work and I recently discovered that I was diagnosed with sciatic nerve pain BUT it stated it didn’t come from work. I couldn’t believe it. I now live in MD near DC and although terribly discouraged feel I need to fight what seems to be a system that hasn’t cared for me properly since day 1 and appeal. The question is. IS IT WORTH IT? I paid out of pocket for X-rays and made some discoveries about my back that make much more since than what the VA tells me. Has anyone experienced anything similar?
  18. My question: Should all items that impact his disability be listed on the VA Form 21-526EZ? If something is secondary such as pain, that should be listed? BACKGROUND: I need assistance with VA Form 21-526EZ. On page 8 section 13, it asks for the list of disabilities. Does this mean ALL items from his problem list (VA medical records)? For example I can easily extract 20 items from his VA medical problem list BUT the VA Veterans Advisor only posted 4 line items which do NOT give a complete picture. 1. paralysis external nerve (mild) 2. lumoscaral strain (mild) 3. paralysis median nerve (mild) 4. degenerative arthritis of spine (mild) After 10+ years of progressive degeneration, a year ago, we submitted a form for re-evaluation of his service-connected medical conditions. The MRI from the 2009 determination is missing from his records. The comp&pen Dr indicated that it was our responsibility to provide documentation to him on what changed. We assumed that the comp&pen doctor would conduct an exam/order MRI or could extract the information from his records. He also indicated that pain (consistently documented as 9/10) is not a consideration for disability, that it is immaterial to VA. Only one (from the 4 listed) line items was increased 10%. The current MRI indicates his spine has moderate to severe degeneration. The VA Veterans Advisor indicated that we should NOT resubmit again unless we can get a doctors statement specifically indicating which line item has progressed from mild. I have asked the Spinal Cord Injury Primary Care doctor for assistance, provided her with research documentation and she said she would but that was 2 months ago and nothing was put in his records. In advance, thank you
  19. Question: VA Form 21-526EZ page 8 section 13. Should all the items from the VA Problem list (medical records) be included on the form, including secondary problems and other items such as diabetes or ONLY the service connected problems? Post Vietnam, no AO My spouse's condition has deteriorated in the last 10 years and we need to be re-evaluated. Last year, the VA Rep submitted a claim and the Comp&Pen Doctor asked us for an MRI. From there it gets murky trying to get assistance for documentation.
  20. I submitted my claim 9/24, I had the C&P exams on 11/6, and I am still waiting. I talked to my VSO today and she said I was "Awaiting adjudication" and that it could be several more months and I may need more exams. I know the VA is a long process, but it has been 10 months already and I am not sure what "awaiting adjudication" means. The VSO seemed a little annoyed, I call about 1 time a month, it just is frustrating. I don't know why a claim should take 10 months, I know I have read about appeals taking years so I shouldn't complain. I just feel that 10 months is an unreasonable amount of time to be "months away"
  21. I filed a claim in october of 2018 for ptsd and TDIU, long story short I tried to do everything myself and didn't have the proper diagnosis so I was service connected for anxiety based on having a medical marijuana card diagnosis for anxiety but the rating was 30% and I much worse off then that. So I obtained a referral from the va to a fancy psychiatrist from the university of north florida's behavior health department and was diagnosed with ptsd, bi polar 1 and panic disorder. I used this new medical evidence as my supplemental claim evidence and filed it April 16, 2019 after receiving my letter March 20, 2019. My claim is now at Pending Decision Approval with an estimated completion date of july 2, 2019 which is super fast from all I have read. My question is, Am I going to be awarded tdiu with the evidence I submitted if they adjust me up to 70% which I think it will . Or if they award 70% for ptsd on this new supplemental claim will i have to re-apply for tdiu again? Or would that all be considered in the final review of the entire claim? Thanks for any help. 1-22 1BCT 4th I.D. "Regulars by God"
  22. I have just received my rating for 2 items at 20%..........Now looking at my rate, I noticed that I have 3 in deferment.....My award is the rate for 20%......What does this mean? there is no pending c&p noted on the deferred items. All it did was push my date for those items May 28- Jun 29th 2018 but I will be getting back pay from may 31 2017 for the 2 items they rated me on. But on the other hand I'm looking at this.......effective date of change.....With my other items, plus unemployable which I noted is not even listed under disabilities, but is listed under my claims.. I left out certain items intentionally since they are not what concerns me. What does all this means? Any helpful explanations would be grateful. Include? Information Value Include the information in this row You have one or more service-connected disabilities: Yes Include the information in this row Your combined service-connected evaluation is: 20% Include the information in this row and the one below it Your current monthly award amount is: The effective date of the last change to your current award was: $269.3 December 01, 2017 Include the information in this row You are considered to be totally and permanently disabled due solely to your service-connected disabilities: No Disability Rating Decision Related To Effective Date hallux valgus with hallux rigidus, left foot (claimed as left foot condition) 10% Service Connected 05/31/2017 scar, left great toe 10% Service Connected 05/31/2017 posttraumatic stress disorder (also claimed as alcohol abuse, anxiety, depression and mental disorder) Deferred pes planus, left foot (claimed as left foot condition) 0% Service Connected 09/23/2017 seizure condition Deferred spinal meningitis Deferred Pending Disabilities Disability Submitted Type Actions Seizure Disorder (related To: Ptsd - Personal Trauma) 08/16/2017 REP Spinal Meningitis (related To: Non-ptsd Personal Trauma) 08/16/2017 REP Mental Disorder (related To: Ptsd - Personal Trauma) 08/16/2017 NEW Anxiety Condition (related To: Ptsd - Personal Trauma) 08/16/2017 NEW Alcohol Abuse (related To: Ptsd - Personal Trauma) 08/16/2017 NEW Depression 08/16/2017 NEW Foot Condition Left 08/16/2017 NEW Ptsd Personal Trauma 08/16/2017 NEW Unemployability 08/16/2017 NEW
  23. Please, welcome new VET2VET podcast episode: https://youtu.be/waV5t0HPtbM Today we are joined by Thomas Wendel, DAV National area supervisor for West Cost Region. Thomas E. Wendel served in the U. S. Marine Corps from 1983 until 1997. Since 1999, Tom has worked assisting veterans in processing various entitlement claims on the local, state and federal levels; first in Clare County as a county service officer and then when he came to work for the Disabled American Veterans in 2000. In 2008 he was promoted to the position of supervisor of the DAV Service Office in Detroit and later he was promoted to the position of supervisor of the DAV National area for West Cost Region. DAV is America’s largest, most effective veterans service organizations dedicated to the needs of those injured, ill or wounded in service. We have more than 1,300 Chapters in communities nationwide to help make sure veterans from all generations and their families get the benefits and support they deserve. Today, nearly 1.3 million veterans belong to DAV, and we encourage you to add your voice to the cause. Our programs and free services help all veterans get the health, disability and financial benefits they earned. Take advantage of our benefits claims assistance, medical transportation and employment resources. Your local DAV Chapter is a great way to connect with fellow veterans in your area. ★ JOIN US IN OUR COMMITMENT TO YOU AND OUR FELLOW VETERANS ★ ▶ facebook.com/VETOVET2 ▶ itunes.apple.com/us/podcast/vet2vet/id1077206523?mt=2 ▶ twitter.com/VETOVET2 ▶ youtube.com/c/VETOVET2 ▶ plus.google.com/u/0/+VETOVET2 ▶ goo.gl/app/playmusic?ibi=com.google.PlayMusic&isi=691797987&ius=googleplaymusic&link=https://play.google.com/music/m/Iiqawbuzg7eviiyqm6xz7kju62m?t%3DVET2VET ▶ feeds.soundcloud.com/users/soundcloud:users:198832065/sounds.rss ▶ soundcloud.com/vet2vet ▶ stitcher.com/s?fid=80842&refid=stpr ★ LIMITED LIABILITY CLAUSE ★ THE INFORMATION AVAILABLE THROUGH THE VET2VET MAY INCLUDE INACCURACIES OR ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. VET2VET MAY MAKE IMPROVEMENTS AND/OR CHANGES OF THE CONTENT AT ANY TIME. ADVICE RECEIVED VIA VET2VET SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION. IF YOU ARE DISSATISFIED WITH ANY PORTION OF VET2VET, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE CONSULTING VET2VET.
  24. BVA granted 100% Dec 20, 2018. Filed my claim Feb 2012. It's been a long hard road. Now I am just curious how long before I here from the regional office, and back pay.
  25. I was in the USMC, I was discharged 11 Oct 2017. My separation code on my DD-214 says JFV1 which is for a condition not a disability. Fast forward to after I get back home from where I was stationed, and I went to the VA. My local VA granted me 60% disability and sent me a letter where it clearly states that this is a service related disability. I receive monthly disability for that same condition I was discharged over. That is the only thing I receive any disability for and it was my reason for discharge. I was also placed in priority group 1 for VA Health Care as a result. Now that I'm applying for post 9/11 benefits, the VA is saying I'm only eligible for 50% due to my time in service and separation code on my DD-214 saying I wasn't discharged due to a disability. You're only eligible for 100% if your discharged for a disability. My question is since the VA has determined that my condition is in fact service connected, that same condition being what caused me to be discharged, is it possible to get my separation code on my DD-214 changed to reflect it being a service connected disability that way I can receive the full 100%?
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