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Ss Disability/retirment

Ruffcreek

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Ruffcreek Collaborator

Ruffcreek

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Just wondering---I have an appointment next Monday for applying for SS disability beneifts. I also turn 62 in November. Does anyone know if I could apply for early retirement and SSD at the same time?

Thanks

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tagandbag Experienced

tagandbag

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Hi Ruffcreek, from what I know about ssd, if you are allready collecting ssd, when you turn 62, it changes from disability to retirement, that you have paid in. I am not sure what happens when you apply for diability when you are 62. Not sure how that works. I think they will say retire and thats it. But i could be totally wrong, on this. If some one else knows, set me straight on it.

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Ruffcreek Collaborator

Ruffcreek

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Thanks for your response Tagandbag

Just to clarify, I'm not implying that I would receive benefits for both retirement and disability. Just that I would get my retirement now and if I am approved for disability than the higher disability benefits would kick in. Any retro payments would be only for the difference in the retirement and disabilty.

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Pete53 Grand Master

Pete53

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Thanks for your response Tagandbag

Just to clarify, I'm not implying that I would receive benefits for both retirement and disability. Just that I would get my retirement now and if I am approved for disability than the higher disability benefits would kick in. Any retro payments would be only for the difference in the retirement and disabilty.

I think that you would be much better off on disability than retirement. If you get SSD it will automatically turn to retirement when you reach normal retirement age.

On the back side you would lose money if its not granted.

If I were you I would go to nearest Social Security Office and discuss your options with them. When do you turn 62?

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Ricky Grand Master

Ricky

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Thanks for your response Tagandbag

Just to clarify, I'm not implying that I would receive benefits for both retirement and disability. Just that I would get my retirement now and if I am approved for disability than the higher disability benefits would kick in. Any retro payments would be only for the difference in the retirement and disabilty.

Sorry sir but it does not work that way. If you are old enough to receive SS Retirement that is what you will be able to apply for. Your can not apply for SSD once you have been awarded SS Retirement.

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Ruffcreek

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Sorry sir but it does not work that way. If you are old enough to receive SS Retirement that is what you will be able to apply for. Your can not apply for SSD once you have been awarded SS Retirement.

Thanks Ricky--That answers my question.

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tagandbag Experienced

tagandbag

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Sorry Ruffcreek, I wasnt trying to imply you were trying to recieve both retirement and disability. I was trying to say in a nutshell, that ss looks at the age of 62 as retirement. But I wasnt sure if you could add disability to it. I did not think ss will do that. I think Ricky answered that. Thanks for the info.

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Ruffcreek Collaborator

Ruffcreek

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Sorry Ruffcreek, I wasnt trying to imply you were trying to recieve both retirement and disability. I was trying to say in a nutshell, that ss looks at the age of 62 as retirement. But I wasnt sure if you could add disability to it. I did not think ss will do that. I think Ricky answered that. Thanks for the info.

Not a problem Tagandbag. Sometimes it's difficult to communicate on these things. But in the end we usually get things sorted out.

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JR Reihs Mentor

JR Reihs

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Ruffcreek,

Apply for both at the same time, if SSDI is turned down you will get the regular SS amount minus penalty for being under 65, this will keep open your claim for SSDI for appeal upon meeting the medical requirements.

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