What Is Better?

[Chu Lai69]

I know this question has probably been asked before, so forgive me if it has. I could not find it any where. What is better? A combination of SC dx that add up to 100% by true ratings, or IU?? Again sorry if this has been asked before. Thanks in advance.

[Pete53]

Fact is that the VA protects TDIU better than 100% P7T. Its all part of VA logic same as they way the VA calculates percentages.

[carlie]

I know this question has probably been asked before, so forgive me if it has. I could not find it any where.

What is better? A combination of SC dx that add up to 100% by true ratings, or IU?? Again sorry if this has been asked before.

Thanks in advance.

Chu,

That may also depend on what one's definition of "better" is ?

If a vet is rated at 100 percent scheduler, they are still allowed to work if able

and have no income restrictions from employment and can continue to receive

their full 100 percent service connected compensation.

If a vet is compensated at the rate of 100 percent due to IU - employment

income is prohibited.

jmho,

carlie

[Chu Lai69]

Chu,

That may also depend on what one's definition of "better" is ?

If a vet is rated at 100 percent scheduler, they are still allowed to work if able

and have no income restrictions from employment and can continue to receive

their full 100 percent service connected compensation.

If a vet is compensated at the rate of 100 percent due to IU - employment

income is prohibited.

jmho,

carlie

Thank you for your responses.

[Philip Rogers]

Chu Lai69 - both responses are correct but I think should be expanded on. To reduce/rescind TDIU requires an error on the VA's part, proof of fraud or that the claimant be successfully employed, for a complete year, prior to reduction. A claimant can work at the 100% level provided the 100% rating is not due to mental health conditions. Part of the 100% criteria is that the inability to work. There is the possibility of working provided you don't earn more than about $900 a month but is it worth losing over $2500 a month, from VA, to earn a few extra dollars! jmo

pr

I know this question has probably been asked before, so forgive me if it has. I could not find it any where. What is better? A combination of SC dx that add up to 100% by true ratings, or IU?? Again sorry if this has been asked before. Thanks in advance.

[broncovet]

If you are IU, you need to send in a form every year stating that you are still unemployed. If you dont send that form in, even if you dont get it, your benefits can be reduced, or even eliminated. Most people think that 100% schedular is better than IU, tho I am not disputing for one moment what Pete said. IU pretty much eliminates the chance you could ever go back to work, but if you are 100% Schedular, such as Mr. McCain or Max Cleland, you can work if you over come those disabilities like these people did. However, if you have a mental disability, such as 100% for PTSD and go back to work, you are at risk for having your benefits reduced. It seems rather discriminatory to me..if you over come a physical handicap such as those mentioned, you are a hero, but if you overcome a mental illness such as PTSD, you are considered a fraud. I dont agree with their philosophy. I think if you can overcome your mental illness and work, its no different than overcoming physical challenges such as missing arms or legs. The movie "I am Sam" tells about a mentally handicapped individual who overcame his mental challenges and was able to work.

[john999]

I see no advantage to IU or 100% schedular except it feeds you and keeps you alive. You have to be pretty disabled to get either. Everyone here would give it back to get their lost years back and have a decent job and be able to sustain relationships they lost due to their problems.