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  • 14 Questions about VA Disability Compensation Benefits Claims

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    When a Veteran starts considering whether or not to file a VA Disability Claim, there are a lot of questions that he or she tends to ask. Over the last 10 years, the following are the 14 most common basic questions I am asked about ...
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  • Most Common VA Disabilities Claimed for Compensation:   

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  • Can a 100 percent Disabled Veteran Work and Earn an Income?

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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

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coldwater54

Champva Supplement Insurance "do-Nut Hole"?

Question

Veteran is 100% PTSD / P&T

Spouse is covered with CHAMPVA, supplemental is ASI (very good coverage)

BUT:

it runs out when the vet turns 70, leaving the wife without supplemntal coverage at her age of 60

Is there any other supplemental coverage to fill the gap?

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I guess buy some other supplemental insurance till she reaches 65.

Thanks for this info I did not know it.

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Can you post the regulation that says ChampVA runs out when the vet reaches 70? What if vet dies before 70? I want to see that regulation.

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John

ChampVA is for life. The Poster was talking about a supplement Insurance

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Veteran is 100% PTSD / P&T

Spouse is covered with CHAMPVA, supplemental is ASI (very good coverage)

BUT:

it runs out when the vet turns 70, leaving the wife without supplemntal coverage at her age of 60

Is there any other supplemental coverage to fill the gap?

I'm sorry you are having to go thru this. I didn't read every single word on the ASI website but this link says (under termination) that the spouse is covered to age 65 (then you get medicare with ChampVa as the supplement). Of course there's the possibility that the web page hasn't been update with any new rulings. If it were me, I'd would look into the situation a bit further.

http://www.asicorporation.com/champva_Rules.html

Edited by chr49

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At age 65 the spouse must apply for and receive Medicare Part A and B to continue to be eligible for CHAMPVA.

Then CHAMPVA becomes the secondary payer -Medicare pays first.

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