Jump to content
Using an Ad Blocker? Consider adding HadIt.com as an exception. Hadit.com is funded through advertising, ad free memberships, contributions and out of pocket. ×
  • 0

Social Security Survivor Benefit And Dic And Garnishment


teejay53

Question

hi all;

i am back with an important question. i have called a few attorneys to see if they give a no cost consultation and have not found one yet, so i am asking my little question here.

can a creditor garnish my social security survivor benefit check or my dic check? i do not know whether to cancel my auto deposit to my bank and have my checks mailed to me or not.

i asked the bank manager at my bank where my checks go about the garnishment issue and i could not get a straight answer from him either.

a social security rep told me that shortly no more checks will be mailed, only auto deposit will be offered. the reasoning is:

will save the government a great deal of money on postage and the cost of generating a paper check, plus the expense of re-issuing lost/stolen checks.

is anyone using the social security "direct express" debit card? i ask a customer rep if my money could be garnished if i used their card and could not get a straight answer. the bank it comes from is "comenca bank".

thank you for your help with this.

teejay

Link to comment
Share on other sites

  • Answers 5
  • Created
  • Last Reply

Top Posters For This Question

Top Posters For This Question

5 answers to this question

Recommended Posts

  • HadIt.com Elder

Technically, they cannot garnish either SSA/SSDI or VA Comp but I'm not sure about DIC. That doesn't mean the funds couldn't get "frozen." I'd request both be returned to check status, just in case. The USA cannot stop payment by check, tho they might like to. The courts have ordered that they cannot require someone to have a bank account. A friend has a mastercard that their SSDI is deposited to, thru Walmart, I think.

pr

hi all;

i am back with an important question. i have called a few attorneys to see if they give a no cost consultation and have not found one yet, so i am asking my little question here.

can a creditor garnish my social security survivor benefit check or my dic check? i do not know whether to cancel my auto deposit to my bank and have my checks mailed to me or not.

i asked the bank manager at my bank where my checks go about the garnishment issue and i could not get a straight answer from him either.

a social security rep told me that shortly no more checks will be mailed, only auto deposit will be offered. the reasoning is:

will save the government a great deal of money on postage and the cost of generating a paper check, plus the expense of re-issuing lost/stolen checks.

is anyone using the social security "direct express" debit card? i ask a customer rep if my money could be garnished if i used their card and could not get a straight answer. the bank it comes from is "comenca bank".

thank you for your help with this.

teejay

Link to comment
Share on other sites

  • HadIt.com Elder

Veterans benefits cannot be "attached", and, I would assume that to be ANY veterans benefits, such as DIC, Chap 35 educational payments, etc. I don't, however, know about Social Security, etc.

The ONLY entity that CAN attach a veterans benefits IS the Federal Goobermint (say, like the IRS). And, they try really hard not to do so (G-d bless their little pea-pickin hearts, anyway!).

Link to comment
Share on other sites

  • HadIt.com Elder

Veterans benefits cannot be "attached", and, I would assume that to be ANY veterans benefits, such as DIC, Chap 35 educational payments, etc. I don't, however, know about Social Security, etc.

The ONLY entity that CAN attach a veterans benefits IS the Federal Goobermint (say, like the IRS). And, they try really hard not to do so (G-d bless their little pea-pickin hearts, anyway!).

[/quote

Same holds true with any form of SS.

Link to comment
Share on other sites

They can garnish your bank account and tie up your money even if they are SS VA or pension. You have to show the bank that all money is from VA, SS or pension and inform them you do not want garnishment on your money. DO NOT mix your checks or direct deposits with other money because because they can garnish your account. Dont try to put your other money in a different bank account or different ban because they have ways of finding it. It is best to withdraw it and keep in your pocket. I have Direct Express debit card on my social security. I am pretty sure they cannot make attachments on it. By the way you can get your VA checks on Direct Express. Hope I havent gottenyou too confused.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Answer this question...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Ads

  • Ads

  • Ads

  • Our picks

  • Ads

  • Popular Contributors

  • Ad

  • Latest News
  • veteranscrisisline-badge-chat-1.gif

  • Advertisemnt

  • How to get your questions answered...

    question-001.jpeg

    All VA Claims questions should be posted on our forums. Read the forums without registering, to post you must register it’s free. Register for a free account.

    Tips on posting on the forums.

    1. Post a clear title like ‘Need help preparing PTSD claim’ or “VA med center won’t schedule my surgery” instead of ‘I have a question’.
    2. Knowledgable people who don’t have time to read all posts may skip yours if your need isn’t clear in the title. I don’t read all posts every login and will gravitate towards those I have more info on.
    3. Use paragraphs instead of one huge, rambling introduction or story. Again – You want to make it easy for others to help. If your question is buried in a monster paragraph there are fewer who will investigate to dig it out.

    Leading to:

    Post clear questions and then give background info on them.

    Examples:

    • A. I was previously denied for apnea – Should I refile a claim?
      • was diagnosed with apnea in service and received a CPAP machine but claim was denied in 2008. Should I refile?
    • B. I may have PTSD- how can I be sure?
      • I was involved in traumatic incident on base in 1974 and have had nightmares ever since, but I did not go to mental health while enlisted. How can I get help?

    This gives members a starting point to ask clarifying questions like “Can you post the Reasons for Denial from your claim?” etc.

    Note:

    Your firsts posts on the board may be delayed before they show up, as they are reviewed, this process does not take long and the review requirement will be removed usually by the 6th post, though we reserve the right to keep anyone on moderator preview.

    This process allows us to remove spam and other junk posts before they hit the board. We want to keep the focus on VA Claims and this helps us do that.

  • Most Common VA Disabilities Claimed for Compensation:   

    tinnitus-005.pngptsd-005.pnglumbosacral-005.pngscars-005.pnglimitation-flexion-knee-005.pngdiabetes-005.pnglimitation-motion-ankle-005.pngparalysis-005.pngdegenerative-arthitis-spine-005.pngtbi-traumatic-brain-injury-005.png

  • Advertisemnt

  • VA Watchdog

  • Advertisemnt

  • Ads

  • Can a 100 percent Disabled Veteran Work and Earn an Income?

    employment 2.jpeg

    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

×
×
  • Create New...

Important Information

{terms] and Guidelines