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Benefits - 100% Scheduler / Schedular Vs P&t

Draggin'

Asked by Draggin',

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Draggin' Enthusiast

Draggin'

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Posted (edited)

Are the benefits for myself and my family different if granted 100% schedular versus 100% Permanently & Totally (AKA P&T) ?

Specifically I am asking about a situation where one is granted 100% based on a combined amount that equals 100% after VA math . I realize it is extremely hard to get to a combined amount that large! Just asking about the benefits other than money (and potential offsets) and wondering about insurance for family, college for kids, etc.

Thanks

Draggin'

Edited by Draggin' (see edit history)
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carlie Grand Master

carlie

Posted
Posted

Are the benefits for myself and my family different if granted 100% scheduler / schedular (sp?) versus 100% Permanently & Totally (AKA P&T) ?

I realize the process and likelihood are completely different. Just asking about the benefits.

Thanks

Draggin'

Draggin,

Are you maybe confusing 100 % scheduler P&T with,

IU compensated as 100 % P&T ? ?

Either way - more bennies always come with P&T versus without P&T.

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Teac Mentor

Teac

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It depends how you look at it..

Technically, There are no more benefits for a veteran rated 100% or TDIU P/T or not.

However the veterans dependants will receive Chapter 35 education Benefits, if rated P/T, and if the veteran retains the P/T status for 10 years or more then dies his spouse received survivor payments regardless if the death is due to service connected conditons or not.

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Draggin' Enthusiast

Draggin'

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OK so being 100% P&T is better (concerning benefits) than just plain old 100%. Right? Just making sure I've got that right.

So if I were to able to manage getting a combined 100% rating (which I still understand is very difficult), with no P&T, I would not get the kids college nor the ChampVA...Correct?

The permament and totally disabled thing is sort of a big thing to me, especially for PTSD, even if it applies. Sort of getting cold feet. I'm currently a student, I am worried about the VA looking at that and the future...what I may want to try to do that the VA may consider able to work according to their standards. -Note that the a sheltered environment regardless of schooling or work is a necessity.- If I get trained to do something and actually pass my classes (mostly online) and later on attempt to make money in a family business (as I can work with only my wife) doing what I trained to do...will that ruin and void being P&T?

My wife and counselor both think I should be considered 100% P&T. My wife thinks we are missing out on an easier and more beneficial route by avoiding the TDIU P&T thing. I'm worried I won't be able to finish college or try to contribute.

Thanks

Draggin'

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jbasser Grand Master

jbasser

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Here is the real deal.

Yes P and T is the ultimate goal. Chapter 35, CHAMPVA, and other benefits awarded to P and T.

TDIU. You cannot work with IU. You also cannot work with a 100 percent Mental health rating since 100 percent criteria precludes working.

To be considered P and T the evidence must show your condition is static and not likely to improve.

J

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Draggin' Enthusiast

Draggin'

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Draggin,

Are you maybe confusing 100 % scheduler P&T with,

IU compensated as 100 % P&T ? ?

I was actually referring to 100% P&T vs 100% not P&T. My assumption is that you can be combined 100% or get TDIU without being considered permament....right?

Draggin

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Draggin' Enthusiast

Draggin'

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Let's say that 100% P&T was awarded through TDIU.

Let's say that somehow in the future I find myself able to work. If I reported on the onset of this...if that happened, would they return me to my schedular percentage and benefits. Would I get in trouble?

I know it seems twisted, hopefully you all can understand not wanting to completely throw in the towel on being OK enough to provide for my family in the "normal" way.

Thanks

Draggin'

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Draggin' Enthusiast

Draggin'

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Thank you all for your answers and help.

My wife and I spoke and from all I understand, the VA should consider me (and I should consider myself) P&T.

Time to take the jump I guess.

Draggin'

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carlie Grand Master

carlie

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Posted

Draggin,

There are also several state benefits that may come with a P&T rating.

These additional benefits vary from state to state.

For an example, in my home state of Florida - if a veteran is rated as P&T,

they can own a 5 million dollar house on the Gulf of Mexico and as long

as it is their homestead / primary residence they pay ZERO in yearly property taxes.

Normally for a civilian or a non P&T vet the taxes on this property would run

at least 50 K a year.

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