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Champva


vetswifeIndy

Question

Hello, I recently applied for ChampVA benefits. Can someone tell me about how long it takes to hear back from them?( I sure hope it doesn't take as long as getting a claim settled). ;)

Thanks so much,

Vetswife

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vetswifeIndy & ComputerGeek46-

When Rockman was notified that he was 100% P&T on 03/06/12, I filled out the Champva application

on 03/07/12 and had it mailed out on 03/08/12 with return receipt requested. I was told to mail the

application to the address in Denver. On 03/28/12 , Champva (SXC Health Services) sent out my prescription card. I am guessing it was a couple of days later when I received it. After that, I did get the Champva packet along with my insurance card.

Hopefully it will not take too long to get yours.

Celia, Mrs. Rockman

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As long as this form has been filled out and sent to the address on the form

http://www.va.gov/vaforms/medical/pdf/vha-10-10d-fill.pdf

along with copies of anything else they request, (I had to send them copy of my husband's award letter that generated my CHAMPVA eligibility.

And you qualify under this statement on the application:

Page 2 of 3

Application for CHAMPVA Benefits – Important Notes and Definitions

Medicare Impact. If you are eligible or become eligible for Medicare Part A and you are under age 65, you MUST have Part B to be covered by CHAMPVA. Effective October 1, 2001, CHAMPVA benefits were extended to beneficiaries age 65 or older. If you are eligible for Medicare Part A and you are age 65 or older, you are required to have Part B to be covered by CHAMPVA if your 65th birthday was on or after June 5, 2001, or if you were already enrolled in Part B prior to June 5, 2001.”

then, I dont think this would take too long for CHAMPVA to send you your CHAMPVA card and the CHAMPVA booklet that holds a lot of important information.

CHAMPVA is wonderful. I forget how long it took me to get approved but it was nothing at all when compared to my VA claims.

I had 2 minor pharmacy problems, a few years ago and CHAMPVA SX or XS office fixed those problems immediately for me.

The problem was my pharmicist was really not familiar with CHAMPVA and how many meds they cover,generic and otherwise.

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Thanks everyone for your reply..... Berta, that is the app I filled out.http://www.va.gov/vaforms/medical/pdf/vha-10-10d-fill.pdf. Although I didn't send any other information, hope this doesn't prolong things.

It's been about 10 days since I mailed it in hopefully will hear something soon.

Thanks again, and thank everyone so much for your service!

Vetswife

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VetwifeIndy, I got P&T 01/02/2012 and had ChampVA for my wife 02/01/2012 and you have to call them for your presciption card, and they were very nice to work with.

Remember you can go back to the date you or husband file for this conditions to get P&T and get all the co-pays for medical and medicine.

My Wife got a sweet check!!!

You have 6 months from the day you get your ChampVA to file for this. You can ask them how file for this!

God bless!

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By the way, there was a little delay because she sent a copy of her AARP Advantage Medicare card to ChampVA and they wanted a copy of her regular Medicare card that showed she was on Part A and B. She was told it would be easier to drop AARP and go with regular Medicare with ChampVA as the supplement. Then she can use Meds By Mail, too. So she is changing at the end of the month.

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Champva is WAY WAY better than the VA, just like VA life insurance is better than VA. Just look at the "satisfaction" ratings...both of the VA insurance's are way better than compensation and pensiion.

My take is because these programs MAKE MONEY. VA life insurance is through Prudential. So they get those done pronto.

Its one of the most maddening things at the VA.

Why is it that Vets families get a death claim check, pronto, but the poor Vet waits forever on his benefits. The VA wants you to die to get your benefits quickly.

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  • HadIt.com Elder

An interesting Question !

Dependent wife is covered under Medicare/Medicare advantage. When she retired, her state group health plan converted to this coverage.

It's been more than a year since the award qualifying her for Champus occurred.

There are annual changes to medicare and the medicare advantage plans, and with politics the way they are, who knows what might happen.

If Medicare Advantage is dropped, Both her and myself loose any right to reinstate it.

CHAMPUS is not honored by many of the doctors, etc. in the area, due to payment problems.

If somehow the government changes the medicare & medicare advantage "rules" in the middle of the road, so to speak, is there any possibility

(Short of winning a couple of long standing BVA appeals) to her applying for and getting CHAMPUS coverage at a later date?

The "standard rule" was so long after the award that entitled her to the coverage.

When we looked at the situation a short time after the award, CHAMPUS was not a reasonable option. Now, or in the future, it may be.

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Not to be political but if the Affordable Health Care Act stays in place the Advantage programs will be toast because the federal subsidy for them will disappear. Most people on them do not realize it. 35% of Florida seniors are on it I read. the Champva spokesman I spoke with for my wife said they prefer it be regular Medicare and champva because there is some sort of double billing issue with the Advantage program.

Also, you are not eligible for the Meds By Mail program if you are on an Advantage Medicare Plan and Liz wants to use that.

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Chuck

You could try calling Champva with your question. I have found Champva's answers 5000% more reliable than the VA. You may have to get a supervisor to answer.

Deanbrt

I agree. If the Affordable Health care act gets through the challenges, then why would Va medical be needed, if everyone gets medical care? If Vets and non Vets are treated the same as far as health care, then seperating them would make about as much sense as seperating health care into "blue shirts" and "red shirts".

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