Jump to content
!! Advice given on the forum is in no way a substitute for consulting with a competent Veterans law firm, such as one on the NOVA advocate website !! ×
VA Disability Claims Community Forums - HadIt.com Veterans


  • veterans-crisis-line.jpg
    The Veterans Crisis Line can help even if you’re not enrolled in VA benefits or health care.

    CHAT NOW

  • question-001.jpeg

    Have Questions? Get Answers.

    Tips on posting on the forums.

    1. Post a clear title like ‘Need help preparing PTSD claim’ or “VA med center won’t schedule my surgery” instead of ‘I have a question.
       
    2. Knowledgeable people who don’t have time to read all posts may skip yours if your need isn’t clear in the title.
      I don’t read all posts every login and will gravitate towards those I have more info on.
       
    3. Use paragraphs instead of one massive, rambling introduction or story.
       
      Again – You want to make it easy for others to help. If your question is buried in a monster paragraph, there are fewer who will investigate to dig it out.
     
    Leading too:

    exclamation-point.pngPost straightforward questions and then post background information.
     
     
    Examples:
     
    • Question A. I was previously denied for apnea – Should I refile a claim?
      • Adding Background information in your post will help members understand what information you are looking for so they can assist you in finding it.
    Rephrase the question: I was diagnosed with apnea in service and received a CPAP machine, but the claim was denied in 2008. Should I refile?
     
    • Question B. I may have PTSD- how can I be sure?
      • See how the details below give us a better understanding of what you’re claiming.
    Rephrase the question: I was involved in a traumatic incident on base in 1974 and have had nightmares ever since, but I did not go to mental health while enlisted. How can I get help?
     
    This gives members a starting point to ask clarifying questions like “Can you post the Reasons for Denial of your claim?”
     
    Note:
     
    • Your first posts on the board may be delayed before they appear as they are reviewed. This process does not take long.
    • Your first posts on the board may be delayed before they appear as they are reviewed. The review requirement will usually be removed by the 6th post. However, we reserve the right to keep anyone on moderator preview.
    • This process allows us to remove spam and other junk posts before hitting the board. We want to keep the focus on VA Claims, and this helps us do that.

  • Most Common VA Disabilities Claimed for Compensation:   

    tinnitus-005.pngptsd-005.pnglumbosacral-005.pngscars-005.pnglimitation-flexion-knee-005.pngdiabetes-005.pnglimitation-motion-ankle-005.pngparalysis-005.pngdegenerative-arthitis-spine-005.pngtbi-traumatic-brain-injury-005.png

  • VA Watchdog

  • Can a 100 percent Disabled Veteran Work and Earn an Income?

    employment 2.jpeg

    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

!! Advice given on the forum is in no way a substitute for consulting with a competent Veterans law firm, such as one on the NOVA advocate website !!
  • 0

$10,000 Life Insurance

warren

Asked by warren,

 Share

Question

warren Collaborator

warren

Posted
Posted

in april 2011 i was rated at 50% and i took the life insurance that was offered but i got to the point i couldn't pay the premium. now. in aug 2012, i was awarded 100% t&p. can i pick this insurance back up and have the premiums waved? probably a stupid question but though i would ask any way.

thanks

warren

Link to comment
Share on other sites
  • Answers 2
  • Created
  • Last Reply

Top Posters For This Question

Popular Days

Top Posters For This Question

Popular Days

2 answers to this question

Recommended Posts

  • In Memoriam
Stretch Grand Master

Stretch

Posted
  • In Memoriam
Posted (edited)

I believe that you have 1 year to apply for 10,000 insurance from your most recent connection. At 100% you can have the premium waved. You can apply for an additon 30,000 if you like, but there will be a premium that you have to pay.

To find out for sure Visit Hadit/SVR archives and listen to one of the shows with Barry Haydt. Barry will answer any questions that you may have. His phone number is in the archive program.

http://svr-radio.com/archives.html

05-30-2012 Barry Haydt Veterans Insurance adaptive housing

The insurance web site is here:

http://www.insurance.va.gov/miscellaneous/index.htm

Edited by Stretch (see edit history)
Link to comment
Share on other sites
  • Moderator
broncovet Grand Master

broncovet

Posted
  • Moderator
Posted

At P and T (within a year) you should be able to get "waiver of premiums" due to total disability. You have to apply for it through VA insurance.

You will only get that for your first 10,000 of SDVI life insurance.

You probably should find out if you can re instate the old policy and get the premiums waived, (best) or get a new policy and get the premiums waived.

Its better to do the "old" policy if you can because, whole life insurance builds up dividends AND it is possible you could be refunded some or part of the premiums you paid that were eligible for "waiver of premium".

This will likely depend on your effective date, as well as the date you "dropped" the insurance.

If you had the "old" policy a while, and if it was also whole life, it will build up dividends which could be used to pay premiums.

You will have to check with VA life insurance..either call them or send them an email.

Stretch, also gave you good advice seeking someone knowledgeable in insurance.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Answer this question...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
 Share
Go to question listing
×
×
  • Create New...

Important Information

{terms] and Guidelines

  I accept