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Insurance And Medicare


JohnM

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My Brother has just recieved his rating this last month and VA is now giving him a physical, all the doctors he has seen in the last week have been real helpful to him and yesterday he had to go for a hearing test and they are going to give him two hearing aids on for each ear. He asked me what he should do about his insurance and medicare plus medicare d. He doesn't know if he should keep it or not. I said I would get on line and ask you guys.

Should he keep his supplemental insurance and medicare d now that VA is helping? So far he has been rated 50% but his VA Rep. feels that he can get 100% but one step at a time.

Need your advise

Thanks John's Wife

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I keep medicare A & B and the supplemental but not D. I use outside doctors for all my care. I use VA pharmacy, glasses, & prosthetics. You have to have a primary care doc at the VA so they can 'agree' with outside doc to request the non-pharmacy items. I have used fee basis dental for all of my dental care over the years. Every once in awhile I'll have cleaning or fluoride treatments at VA.

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I use Medicare Part A&B plus D for Meds not easy to get at VA Formulary. I am also in Secure Horizons HMO with Medicare at no cost to me just pay small co pays. I am very happy with them.

I have actually switched the bulk of my Medical Care to the HMO as I am seen every 4 months have regular screenings and tests and basically feel I am getting better care than VA offers.

I used the VA for 14 years and some of it was good and some not so good.

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I'd hang on to everything he can, for at least the time being. There's no rush for making any type decision as far as dropping Medicare Part D (I am assuming that he has Part D).

I have all the Medicare and also am on my wife's healthcare policy where she works and the VA........

I just walk in, get taken care of and then let whoever it is fight it out with each other as far as the insurance is concerned. I figure that with three different entities supposedly"taking care" of me, surely one or the other will step up to the plate. So far, they have.

(fingers crossed)

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