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  • Can a 100 percent Disabled Veteran Work and Earn an Income?

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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

HadIt.com Anniversary 24 years on Jan 20, 2021
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Can I Cancel My Insurance?


My youngest is turning 26 soon.

I was awarded 100% P&T 2 years ago.

I retired from the post office 1 year ago.

My wife now has CHAMPVA.

I always carried Kaiser Permanente insurance through the union

I kept the same insurance after retirement at a big increase in monthly premiums...and it has gone up again recently.

When I use VA care they bill Kaiser.

I want to drop the Kaiser insurance.

I want to make sure that it's okay. I was wondering if there was some stipulation that I had to keep what I had to defray VA's costs.

Does anyone know, or know who to check with?

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My wife still works for USPS and could get insurance at the next open season if something happened to me in the next 8 years.

Wish she didn't have to wait 10 years from my 100% rating to get survivors benefits. First marriage for both of us, 32 years, only kids are the 3 we had together.

I didn't have the foresight to get VA life insurance and won't have the chance again. I do have it through USPS. It went up as a retiree and will diminish over the years.

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I would not drop my private insurance until I had medicare at least. You sure don't want to depend solely on VA for all your healthcare if you have a choice. The VA recently denied me a certain drug I needed based just on cost. I can use my private insurance to get the drug via mail program for a low cost. I have medicare and BC/BS from OPM. I am not dropping this insurance. Now for my wife I do think she could do without BCBS once she gets medicare because she has ChampVA . FEHB is just about the only good thing the feds provide for retirees. My FERS pension is a joke.....$1200 a month for 30 years all taxable. I make $600 a month more from SSD than I do from FERS. I make almost three times from VA compensation than I do from FERS. FERS provides decent insurance at a reasonable cost and that is about it.


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I'm in the same boat right now. Just rated at 90%, TDIU P&T. Going to get my wife covered under ChampVA and find a decent supplement. I'm receiving a OPM disability retirement and have Kaiser insurance. However we're moving to Texas next month and will need to switch. Trying to figure out if I should cancel the OPM insurance or keep it for now. I'll be covered under Medicare in about a year. Wife won't have it for almost three years. Currently paying just over $300 a month for the Kaiser and another $90 for dental. That's coming out of a $980 disability retirement.

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