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Dic With Champ Va


Charleese

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According to the VA website, surviving spouses are entitled to Champva if the veteran died from a service connected disability.

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The only exception to CHAMPVA ,is if a spouse receives DIC under Section 1151.

DIC under 1151 means the VA caused the veteran's death.


To be eligible for CHAMPVA, you cannot be eligible for TRICARE, and you must be in one of these categories:

" The spouse or child of a Veteran who has been rated permanently and totally disabled for a service-connected disability by a VA regional office.
The surviving spouse or child of a Veteran who died from a VA-rated service-connected disability.
The surviving spouse or child of a Veteran who was at the time death rated permanently and totally disabled from a service-connected disability.
The surviving spouse or child of a military member who died in the line of duty, not due to misconduct (in most of these cases, these family members are eligible for TRICARE, not CHAMPVA)."

and
"CHAMPVA is always the secondary payer to Medicare. If you are under age 65 and eligible for CHAMPVA and Medicare, you must enroll in Medicare Part A and Medicare Part B to keep your CHAMPVA benefits. Social Security Administration documentation of enrollment in both Part A and Part B is required by CHAMPVA."

http://www.va.gov/hac/forbeneficiaries/champva/champva.asp

Edited by Berta (see edit history)
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Maybe I should add this:

yes that's right, they can kill a vet ,award 1151 DIC and then legally not award CHAMPVA

Unless

In my case they awarded posthumously ,100 % P & T for my husband;s SC PTSD pending claim when he died, as an accrued benefit., giving me CHAMPVA and the accrued award date retro to what the SSA had given him.

When I won under direct SC death in 2 more separate awards, had they not award ed the CHAMPVA at that time, they would have awarded under to the more recent decision.

I think Veterans should get CHAMPVA. It is an excellent benefit and I feel I get far better medical care than many vets who go to the VA for it.

Then again as a VA patient myself years ago (some VAMCS treat CHAMPVA recipients) the care I got was wonderful and I had the best breakfast I ever ate ,as an inpatient.

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My mother has had Champva insurance for years and it is outstanding insurance. She gets her prescriptions filled free of charge with Meds by Mail, never pays any premiums and has a $50.00 annual deductible. Champva along with medicare gives her 100% coverage.

Now my wife has Champva to go along with her regular insurance. I agree with Berta. Give veterans Champva insurance and the VA healthcare problems will be almost nonexistent.

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  • HadIt.com Elder

Medicare + Champva I wish I could get it.

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