Jump to content
Using an Ad Blocker? Consider adding HadIt.com as an exception. Hadit.com is funded through advertising, ad free memberships, contributions and out of pocket. ×
  • 0

broncovet
This thread is over 365 days old and has been closed.

Please post your question as a New Topic by clicking this link and choosing which forum to post in.

For almost everything you are going to want to post in VA Claims Research.

If this is your first time posting. Take a moment and read our Guidelines. It will inform you of what is and isn't acceptable and tips on getting your questions answered. 

 

Remember, everyone who comes here is a volunteer. At one point, they went to the forums looking for information. They liked it here and decided to stay and help other veterans. They share their personal experience, providing links to the law and reference materials and support because working on your claim can be exhausting and beyond frustrating. 

 

This thread may still provide value to you and is worth at least skimming through the responses to see if any of them answer your question. Knowledge Is Power, and there is a lot of knowledge in older threads.

 

spacer.png

Question

  • Moderator

As many of you know, social security will send you a letter about 2 years after you get social security disability, asking you if you want Part b. You are automatically enrolled in Part B, but you can "opt out" and save the $104 per month premium for "opting out" of part B. They automatically deduct this $104 from your social security check.

You can "opt back in" for part B medicare, BUT you have to pay a penalty except in certain circumstances, that is, if you have "credible coverage". "Credible coverage" normally means you have health care at work, so you dont need part B. The "Part B" penalty is equal to 10% PER YEAR for every year you opt out of Part B coverage. VA healthcare, for Veterans, is not "credible coverage", according to social security. If I was a VA employee, that would be credible coverage, but VA healthcare for Vets is not "credible coverage".

My question is did anyone else do this (opt out of part b, and then want back in before your age 65. At 65, you can enroll in part b again, with no penalty)

The problem is, now I have to use VA medical care, and can not use a "real" doc through medicare/or a medicare supplement. You can not get a medicare supplement until/unless you have medicare part b.

So, please tell me if you had to pay the penalty for Part B with VA, or if the social security person I spoke with is full of it.

Link to comment
Share on other sites

  • Answers 4
  • Created
  • Last Reply

Top Posters For This Question

Popular Days

Top Posters For This Question

4 answers to this question

Recommended Posts

  • 0
  • HadIt.com Elder

All you have to prove is adequate coverage and the VA is considered adequate. I did this when I first got medicare cause SSD by itself and 30% from VA was not enough money. I got back on Part B when I told them I had VA and wanted Part B reinstated. At first they talked about the penalty which at 105 would only be about 11.50 if I understand it correctly.

Link to comment
Share on other sites

  • 0
  • Moderator

if you have creditable coverage for part B &you opt out of part B you pay penalty however when your on SSDI your not suppose to be working ? so unless you mean after you stop working I suppose a person can keep that insurance for part A? IF VAhealth care is not creditable coverage?. you pay the 10%pentaly?

I am confused on this?

Link to comment
Share on other sites

  • 0

You know when I read this I was a little confused. I was under the impression that having VA medical benefits qualified as insurance for yourself in order to avoid the penalty under the new Affordable Care Act. So if the VA doesn't count as creditable coverage why the heck do they send that notification that it does satisfy the new health care laws. Mmm. If VA counts as creditable medical insurance you shouldn't be getting penalized. :huh:

Link to comment
Share on other sites

  • veterans-crisis-line.jpg
    The Veterans Crisis Line can help even if you’re not enrolled in VA benefits or health care.

    CHAT NOW

  • Advertisemnt

  • question-001.jpegLooking for Answers? Here are tips for finding the answers you seek.

     

    All VA Claims questions should be posted on our forums. To post, you must register. Registration is free. You can register for a free account here.

     

    You can read the forums without registering.

     

    Tips on posting on the forums.
     

    1. Post a clear title like ‘Need help preparing PTSD claim’ or “VA med center won’t schedule my surgery” instead of ‘I have a question.
    2. Knowledgeable people who don’t have time to read all posts may skip yours if your need isn’t clear in the title. I don’t read all posts every login and will gravitate towards those I have more info on.
    3. Use paragraphs instead of one massive, rambling introduction or story. Again – You want to make it easy for others to help. If your question is buried in a monster paragraph, there are fewer who will investigate to dig it out.

     

    Leading to:

     

    Post straightforward questions and then post background information.

     

    Examples:
     
    • A. I was previously denied for apnea – Should I refile a claim?
      • Adding Background information in your post will help members understand what information you are looking for so they can assist you in finding it.
    • I was diagnosed with apnea in service and received a CPAP machine, but the claim was denied in 2008. Should I refile?
       
    • B. I may have PTSD- how can I be sure?
      • See how the details below give us a better understanding of what you’re claiming.
        • I was involved in a traumatic incident on base in 1974 and have had nightmares ever since, but I did not go to mental health while enlisted. How can I get help?

     

    This gives members a starting point to ask clarifying questions like “Can you post the Reasons for Denial from your claim?” etc.

     

    Note:

     

    • Your first posts on the board may be delayed before they appear as they are reviewed.
    • This process does not take long.
    • Your first posts on the board may be delayed before they appear as they are reviewed. The review requirement will usually be removed by the 6th post. However, we reserve the right to keep anyone on moderator preview.
    • This process allows us to remove spam and other junk posts before hitting the board. We want to keep the focus on VA Claims, and this helps us do that.
  • Most Common VA Disabilities Claimed for Compensation:   

    tinnitus-005.pngptsd-005.pnglumbosacral-005.pngscars-005.pnglimitation-flexion-knee-005.pngdiabetes-005.pnglimitation-motion-ankle-005.pngparalysis-005.pngdegenerative-arthitis-spine-005.pngtbi-traumatic-brain-injury-005.png

  • Advertisemnt

  • VA Watchdog

  • Advertisemnt

  • Ads

  • Can a 100 percent Disabled Veteran Work and Earn an Income?

    employment 2.jpeg

    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

×
×
  • Create New...

Important Information

{terms] and Guidelines

<——>