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I Just Got Iup&t, How Much Of Doctor Bills Do I Pay Of Champva?



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Not sure of your question?

if you use the VAMC for your medical you pay nothing or no co-pay if your 100% P&T

The way I understand it with ChampVA

IF you mean champVA insurance depends? ChampVA pays 75% if you don't have a supplemental insurance? then you pay the other 25%

if your on SSDI AND RECIVING MEDICARE? Medicare would pick up the other 25%

you pay 50.00 Annual deductible &blance of the 25% with champVA....>If don't have a supplemental Insurance!

BTW ChampVA Insurance is great easy to work with ect,,,ect,,

I may not be correct on this but other hadit members can help!

Thanks for your service & Congratulations on Your WIN! :)


Edited by Buck52 (see edit history)
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Thanks Buck. This would be for my wife. I am 100& permanent and total. I am not sure what I will have to pay out for her.

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Your Welcome les,

Usually just the 25%.

if your not getting SSDI you should file for that asap like tomorrow take your award letter to SSA Office

As expensive medical care is now days you guys may check out some supplement insurance that way your medical is taken care of and no out of pocket cost..how ever the supplemental insurance is about 90.00 to 100.00 monthly so if your spouse is in bad health it could be worth the $ if not its just a chance we never know when something may happen and we need medical coverage.

Some VAMC Will let your spouse have General care but now they closed all the specialty clinics to the spouses!

you may want to check this out with your VAMC (Veterans Admin Medical Center)

My spouse has ChampVA and we picked up a supplement to take care of the other 25% I think our supplement is 100.00 monthly

but it sure helps to have peace of mind those medical Bill can ruin a person.


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Thanks Buck for your help, I will have to get the supplemental because we just never know. I just applied for the champva last week so they say 3 to 6 week to get it but it sure is a huge relief getting 100% PT. It took me over 10 years to achieve that. Yep 10 years of total bullshit. Thanks to all hadit members!

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I have been on ssdi since 2004. I am now in the process of applying for the state bennies. It seems the state benifits are the hardest to obtain but I will get er done. I thank you all 4 sure. Keep at it because the VA is a rolling coaster that gets you up and down and drove me damn near crazy. Beat them at there own silly game

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when you get your PACKAGE 35 from ChampVA read.

it and it has educational benefits for your spouse to go to school!

And Also take the free 10.000 life insurance out its free and if you want to add to it you can but you pay the premiums but there very reasonable.

And check out the benefit on Exempt Property Tax if your a home owner that's a great benefit for 100 % P& T

Just take your award letter to your county tax office and benefits to also to tag your vehicle ...cost me 3 bucks but in some states it totally free R&R park permits is free a life time pass....you probably already know all this but just incase you don't.

All disable veterans should use there benefits.

Just read about all your benefits there is quite A few.

Take Care Buddy


Edited by Buck52 (see edit history)
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Don't forget that you have 18 months to have your wife and Kids find and send every medical bill including Pharmacy back to your effective date for the proper reimbursement.

You may be able to use Pharmacy records.

Call CHAMPVA and ask them how this works.


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