Reading Smr, Found Retirement Physical Not Required Wow

[cowgirl]

Been studying my SMRs and as confirmed I truly did not get retirement physical; The statement letter stated Inaccordancewith AFR 160-43 says exam is not required Interesting; it also states that I was able to elect "to" or "not to" have an exam. Place for my signature or initials was blank, hmm.A few disability claims denials told me I was "silent" for this or that in my retirement physical. Wonder what I will find next.Read your SMRs! cg