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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

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Nursing Home Care


john999

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  • HadIt.com Elder

I know that if a vet is 70% that he/she is entitled to nursing home care. My question would be what choices does the vet have about where he/she receives the care. I can imagine being deposisted in some dump that is not fit for a pig. I am paying for Long Term Care Insurance but I would drop it if I could be more sure about the quality of the VA's long term care. I don't trust them or the government and I think they would try and cut as many corners as possible.

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Guest jangrin

John999,

Do not let go of your long term care insurance. The homes available to vets and to people who only have SSA for nursing homes are absolutely terrible. Keep your insurance. Some of the places you could be sent are not good. It is the same for vets as it is for SSA. The homes get your money to take care of you. Unless you have private insurance that can cover the costs of a decent home care facility, you will be stuck with county home care and some of it is really scarry.

1968,

Your mother and father-in-law are entitled to compensation if your father-in-law is taking care of his wife rather than having a home care person come in. He is entitled to payment for services, also a daughter or other family member should be compensated by SS for aid in the home, in place of an aid sent by social services in lieu of being sent to a total care facility. If your father-in-law needs help in the care of his wife, in oreder to keep her in the family home, SSA will send in day workers. Just watch your valubles and keepsakes, some of the people that are sent are not always trustworthy.

Jangrin

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  • HadIt.com Elder

1968 and Jangrin

That is pretty much what I thought. I pay about 3 grand a year for me and my wife's LTC insurance. I know it is worth it because my grandmother was in a home for almost 5 years. You multiply that by about 75,000 bucks a year and that is a lot of money. It hurts the surviving spouse because all the money goes to pay the home. You know insurance is my biggest expense. I was the personal representative for my elderly relatives and I know how expensive medical care gets.

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