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  • Can a 100 percent Disabled Veteran Work and Earn an Income?

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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

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IraqVet

Champa/Tricare

Question

I was recently awarded 100% P&T, retro back to 2010. 

The packet/award letter  was very vague as to what additional benefits I am enttitled to now except to say Chapter 35 benefits.

My questions are is it Champa, or Tricare that I am eligible for for me, my wife and two daughters?

Someone said that the Champa/Tricare would reimburse me for medical costs I have incurred going back to 2010....is this true? Because I have used a HSA with a family deductible over the years that is 5k...We pay out of pocket each year before anything is covered.

How do I apply for Champa/Tricare?

What other benefits am I entitled to and how do I apply for them.

Its just a little overwhelming after fighting the VA for years and years they just threw their hands up and said yep....you are now P&T 100%, but now I don't know where to start from this point and I am too embarrassed to just walk into a VFW hall to ask for help.

Thanks

David

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If you have Tricare, it should apply to you and your dependents. CHAMPVA applies to dependents only and I believe it is the last payer.

Don't know how to apply to Tricare, but the VA mailed me a form to apply for CHAMPVA. More info here: https://www.va.gov/health-care/family-caregiver-benefits/champva/

If you don't have an ID card yet, call the nearest military base and ask to speak with the ID card office. I say call first because I used some DEERS site lookup, found a reserve base near me, went there, but they said to go to a different base because they didn't offer that service. You can call 1-800-528-9522 and they can help you find a nearby location. https://tricare.mil/deers

Chapter 35 means college money for your dependents. My daughter is full time college student and gets a monthly stipend while in school. if she went less than full time, they would reduce it. I believe they can also pay for certain other programs. Info about it and applying found here: https://www.benefits.va.gov/VOCREHAB/Dep_Edu_Assist_Chapter_35.asp

Check with your state VA office or VSO. Some states may offer additional benefits such as homestead tax reduction/exemption, free/discounted college for dependents. It varies between states and their criteria.

Be sure to also check here on hadit and elsewhere about P&T benefits.

Don't feel embarassed to get help from a VSO. You served and got broken like the rest of us here. Not your fault. They are there to help!

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Ok... Tricare is for active duty and retirees only... so if your entitled to Tricare you would already have a retired ID card for your self and any family member 10 years or older.

I suspect, your not retired or you would not be asking the question.  Since you received chapter 35 benefits for your dependents your considered Permanent and total.  This makes you eligible for 

a military ID card for every member of your family 10 years or older,  this Id card entitles you to use the military commissary and Post/Base exchanges and the recreations facilities, or basically everything  the active duty gets, but not medical care. 

CHAMPVA  is for the dependents only .   I don't know much more about the program since I use tricare. If you have other insurance, the other insurance pays first, and what ever is left over, CHAMPVA  pays minus any deductible. 

Edited by Richard1954
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