Jump to content
Using an Ad Blocker? Consider adding HadIt.com as an exception. Hadit.com is funded through advertising, ad free memberships, contributions and out of pocket. ×
  • 0

VA Compensation and Wife's Pension

This thread is over 365 days old and has been closed.

Please post your question as a New Topic by clicking this link and choosing which forum to post in.

For almost everything you are going to want to post in VA Claims Research.

If this is your first time posting. Take a moment and read our Guidelines. It will inform you of what is and isn't acceptable and tips on getting your questions answered. 


Remember, everyone who comes here is a volunteer. At one point, they went to the forums looking for information. They liked it here and decided to stay and help other veterans. They share their personal experience, providing links to the law and reference materials and support because working on your claim can be exhausting and beyond frustrating. 


This thread may still provide value to you and is worth at least skimming through the responses to see if any of them answer your question. Knowledge Is Power, and there is a lot of knowledge in older threads.




Bare with me. I am a stroke survivor and want to make as much sense as possible. 

I am a Military Vet who receives 100% compensation monthly. I have an award of 70% service connected disability, considered Total and Permanently disabled due solely to my service connection disabilities, plus unemployable due to those disabilities. I no longer have to have exams for claim status. 

My wife, has never served. She is a civilian. We have been getting documents in order and reviewing and that is how all this started and we can NOT get a straight answer.

My wife has a Pension naming me Beneficiary, as well as Life Insurance. Remember: NOT MILITARY. She also told me, at age my current age of 61, that I have to remember to file for Social Security before age 65. Straight Social Security NOT disability. She decided to contact a VSO at the VA and what a mess. He told her that: 1) In the event of her passing naming me Beneficiary to her own Pension and Life Insurance, MY VA Compensation would be greatly reduced as this would be considered: "EARNED INCOME"??? 2) if I were to apply to my entitled SS, that would also be considered "EARNED INCOME" and my rating would change as well as greatly reduce. Make NO sense to me as it is not EARNED, taxable  yes, EARNED: NO. 

So, to day I contact the VA Benefits and Claims dept. via phone. I was told the very same thing. I tried to explain to the very, very rude Representative that how can a "gift" be EARNED INCOME? He said I could apply for Social Security, but again it would be considered EARNED INCOME and I would be penalized via the VA??? What? I tried to get him to clarify and he wouldn't. Basically said, "Request to remove your TDIU portion, unemployability rating to reduce your total 100% compensation. Then you can apply for Social Security as LONG AS IT IS NOT OVER THE AMOUNT ALLOTTED FOR YOU TO EARN MONTHLY. This will apply to your wife's Pension as well when and if she does not survive you. 

So, now I am extremely confused, stress and angry.  I hope I made sense of this senseless *(&()(&...and maybe someone can shed light on this. 

-at 100% compensation 

-Total and permanently disabled due to service connection

-70% at a 100% compensation

-age: 61


Link to comment
Share on other sites

  • Answers 4
  • Created
  • Last Reply

Top Posters For This Question

Top Posters For This Question

4 answers to this question

Recommended Posts

  • 0
  • Moderator

I don't think this guy was correct.

you can collect SS and your VA Comp at the same time (I do and have for the last 12 years, and if your spouse goes before you she left you her beneficiary  you can keep that too although you pay tax on it and your SS if its over 13.000 yearly check with a tax consultant to be sure.


*No one can touch your VA Comp Only the VA CAN DO THAT  WITH GOOD REASON...AND IT'S ALL TAX FREE.

Once you prove service connection and the VA Gives you a rating   even a combined rating like you have  the VA must have used the extra scheduler 4.16 for your 70% combined rating and because you could not work due to these service connected disabilities  they inferred the IU. AT 70% being paid at the 100% rate.

you should have that the rest of your life  unless they prove fraud ...

None of us is protected agianst exams   until we have had our ratings consecutively for 20 years.

but you being over the age 55 helps reduce you from ever being called up for an evaluation exam.


Edited by Buck52
Link to comment
Share on other sites

  • 0
  • Moderator

Of course, Buck is correct.  I personally get VA disability compensation AND Social Security, as many Vets do.    Not only, does SS award disabled Vets Social Security disabilility, but they "expidtie" that claim for disabiled Vets!!!

I didnt make this up, this is from Social Security website:  https://www.ssa.gov/people/veterans/100pt.html

This is a great example of why  you need hadit, and we welcome you.  VSO's and VA employees either through ignorace, laziness, or whatever else, often give Veterans Terrible advice.  

VA compensation is NOT "needs based".  Tammy Duckworth gets VA compensation and she is a Representative in our government.  https://en.wikipedia.org/wiki/Tammy_Duckworth

She did not have to give up her disability compensation to work for VA, or to be elected to congress.  

In short, you have been told lies, and I just demonstrated the facts.  

More here:  https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/earned-income




Edited by broncovet
Link to comment
Share on other sites

  • 0
20 minutes ago, broncovet said:

VSO's and VA employees either through ignorance, laziness, or whatever else, often give Veterans Terrible advice.  

OK, I follow that but they do lie.  If the veteran was getting SSI (Social Security Insurance) any income could affect the payment but SSDI (Social Security Disability Insurance) the veteran has paid in the system and is good.  The veteran can file for SSDI.

Link to comment
Share on other sites

  • 0
  • Moderator

Correct, Pete.  SSI is "needs based" and VA disability income counts against that.  In a similar way, VA pension is needs based, so you cant get VA pension and SSI at the same time (except "up to" the poverty level.  This means if the poverty level is 10,000 per year, you can get a maximum of 10,000 from the combined SSI and VA pension.  So, if you only got 4000 from SSI you could still get 6000 in VA pension.  )  

Veterans disability income, tho not taxable, is income for "needs based" programs to include things like food stamps.  

Link to comment
Share on other sites

  • veterans-crisis-line.jpg
    The Veterans Crisis Line can help even if you’re not enrolled in VA benefits or health care.


  • question-001.jpeg

    Have Questions? Get Answers.

    Tips on posting on the forums.

    1. Post a clear title like ‘Need help preparing PTSD claim’ or “VA med center won’t schedule my surgery instead of ‘I have a question.
    2. Knowledgeable people who don’t have time to read all posts may skip yours if your need isn’t clear in the title.
      I don’t read all posts every login and will gravitate towards those I have more info on.
    3. Use paragraphs instead of one massive, rambling introduction or story.
      Again – You want to make it easy for others to help. If your question is buried in a monster paragraph, there are fewer who will investigate to dig it out.
    Leading too:

    exclamation-point.pngPost straightforward questions and then post background information.
    • Question A. I was previously denied for apnea – Should I refile a claim?
      • Adding Background information in your post will help members understand what information you are looking for so they can assist you in finding it.
    Rephrase the question: I was diagnosed with apnea in service and received a CPAP machine, but the claim was denied in 2008. Should I refile?
    • Question B. I may have PTSD- how can I be sure?
      • See how the details below give us a better understanding of what you’re claiming.
    Rephrase the question: I was involved in a traumatic incident on base in 1974 and have had nightmares ever since, but I did not go to mental health while enlisted. How can I get help?
    This gives members a starting point to ask clarifying questions like “Can you post the Reasons for Denial of your claim?”
    • Your first posts on the board may be delayed before they appear as they are reviewed. This process does not take long.
    • Your first posts on the board may be delayed before they appear as they are reviewed. The review requirement will usually be removed by the 6th post. However, we reserve the right to keep anyone on moderator preview.
    • This process allows us to remove spam and other junk posts before hitting the board. We want to keep the focus on VA Claims, and this helps us do that.
  • Most Common VA Disabilities Claimed for Compensation:   


  • VA Watchdog

  • Can a 100 percent Disabled Veteran Work and Earn an Income?

    employment 2.jpeg

    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

  • Create New...

Important Information

{terms] and Guidelines