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    • The 5, 10, 20 year rules...



      Five Year Rule) If you have had the same rating for five or more years, the VA cannot reduce your rating unless your condition has improved on a sustained basis. All the medical evidence, not just the reexamination report, must support the conclusion that your improvement is more than temporary.



      Ten Year Rule) The 10 year rule is after 10 years, the service connection is protected from being dropped.



      Twenty Year Rule) If your disability has been continuously rated at or above a certain rating level for 20 or more years, the VA cannot reduce your rating unless it finds the rating was based on fraud. This is a very high standard and it's unlikely the rating would get reduced.



      If you are 100% for 20 years (Either 100% schedular or 100% TDIU - Total Disability based on Individual Unemployability or IU), you are automatically Permanent & Total (P&T). And, that after 20 years the total disability (100% or IU) is protected from reduction for the remainder of the person's life. "M-21-1-IX.ii.2.1.j. When a P&T Disability Exists"



      At 55, P&T (Permanent & Total) or a few other reasons the VBA will not initiate a review. Here is the graphic below for that. However if the Veteran files a new compensation claim or files for an increase, then it is YOU that initiated to possible review.



      NOTE: Until a percentage is in place for 10 years, the service connection can be removed. After that, the service connection is protected.



      ------



      Example for 2020 using the same disability rating



      1998 - Initially Service Connected @ 10%



      RESULT: Service Connection Protected in 2008



      RESULT: 10% Protected from reduction in 2018 (20 years)



      2020 - Service Connection Increased @ 30%



      RESULT: 30% is Protected from reduction in 2040 (20 years)
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    • https://community.hadit.com/searching-for-va-claims-information-on-hadit.com/

       

      Your question has probably been asked before so the fastest way to find the information you need is to search for it.
      • 3 replies
    • How to get your questions answered...


      All VA Claims questions should be posted on our forums. Read the forums without registering, to post you must register it’s free. Register for a free account.

      Tips on posting on the forums.

      Post a clear title like ‘Need help preparing PTSD claim’ or “VA med center won’t schedule my surgery” instead of ‘I have a question’.


      Knowledgable people who don’t have time to read all posts may skip yours if your need isn’t clear in the title. I don’t read all posts every login and will gravitate towards those I have more info on.


      Use paragraphs instead of one huge, rambling introduction or story. Again – You want to make it easy for others to help. If your question is buried in a monster paragraph there are fewer who will investigate to dig it out.


      Leading to:

      Post clear questions and then give background info on them.

      Examples:

      A. I was previously denied for apnea – Should I refile a claim?


      I was diagnosed with apnea in service and received a CPAP machine but claim was denied in 2008. Should I refile?



      B. I may have PTSD- how can I be sure?

      I was involved in traumatic incident on base in 1974 and have had nightmares ever since, but I did not go to mental health while enlisted. How can I get help?



      This gives members a starting point to ask clarifying questions like “Can you post the Reasons for Denial from your claim?” etc.

      Note:

      Your firsts posts on the board may be delayed before they show up, as they are reviewed, this process does not take long and the review requirement will be removed usually by the 6th post, though we reserve the right to keep anyone on moderator preview.

      This process allows us to remove spam and other junk posts before they hit the board. We want to keep the focus on VA Claims and this helps us do that.
      • 2 replies
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slangpdx

Why is the ebenefits site asking for a credit check?

Question

I tried to use the ebenefits site Thursday to send a message, and it said I had to "upgrade to premium" to be able to do that.  It then asked for permission to do a credit check.  I backed out at that point because my credit is none of the business of the VA or the no doubt private company that is running the site.  Why is this being allowed?  Is this recent?  Why aren't vets protesting this?  Even if I were to allow this I would likely have to unfreeze credit agency accounts to allow the check.  Ridiculous.  Why is this allowed? 

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raidertone

That's good your Dr helped you set up your Myhealthvet Account in the lobby. my VA Doc won't so much get up out of her chair. (My VA PCP)

Ever 90 days you will need to go in and change your pass word  especially on ebenefit's.  After you had the Account 90 days  and it won't let you log in   then you need to change your pass word. (normally)

I never understood about the credit checks  to set up a internet account for Myhealthvet?

 Or unless were going to use a VA Loan to buy a house.  then thre credit checks.😉

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Ebenefits is a VA tool a veteran can use if they wish; it is not a right. The laws in this country are written so someone wishing to obtain a service which can be linked to personal financial info can be evaluated for a credit check. Ebenefits has financial info  ex. you can have direct deposit of benefits. The VA is linked to and has access to your IRS and SS records. It is the way it is for the 21st century. Whether or not we like it really isn't going to change anything. If you chose not to get the premimum level is certainly up to you.

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Posted (edited)

I have an ebenefits premium account.  If you think "big brother" Uncle Sam does not know what your credit score is, well, then I have ocean front property in Kansas for sale.  

It makes sense to me, and here is why:

    "If" you permitted VA to pull a credit report on ebennies:

1.  You can check your credit report. 

2.  Pulling a credit report requires extra security..which YOU NEED with ebenefits BECAUSE, if your ebenefits security is compromised, a hacker can change your bank account/deposit to his bank.  (Veterans on hadit tell me it happened to them).  

3.  It would be great for "secret questions".  Example of secret question:  

Lets say you bought a car last year (2019) and borrowed 21000 dollars and bought a Chevrolet Malibu , and your payment was 347 per month.  How likely would it be that a hacker have all those details..that you would know?    If the VA had your permission to access your credit report, then they could ask you how much your car payment was or other details, and know if it was really you or not, which could prevent a hacker from changing your bank account deposit information.   They used to use "mothers maiden name", but hackers got wind of that, and often know the persons identity they stole's mothers maiden name...or can find it out through geneaology onine.  

Of course its possible hackers could find out what kind and color of car you drive, but its unlikely they know your car payment because, remember, the bank has security, too, and you probably dont post on facebook how much your car payment is.  

 

Computer/information security is a big deal now.  I read that you are more likely to be a victim of cybercrime than someone robbing you with a gun.  

You "probably" dont put a sign outside:  "My money is hid under my bed, and the key is under the mat."  

However, some of things people do online amounts to a similar sign for hackers.  

Edited by broncovet

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Sorry still makes no sense.  I was trying to use the messaging tool.  Had nothing to do with finances.  Nothing.  Yes I get benefits electronically, so VA already has my info and I am sure I never submitted to a credit check to get them.  Absolutely positive.  I can check my credit report anytime, I don't need the VA's help (or whatever company this is) to do it.  Are they going to say I can't message my hospital if they find something they don't like?  Or something is on there illegally that can't be removed even after multiple attempts through the bureaus even after lawsuits that the vet won?  (happens all the time and is an ongoing problem for many people).  Especially after the Experian hack of 200 million records, that data source should not be being used for anything related to federal health care, the company should have been forced into receivership. 

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slangpdx I don't think you get what we are trying to tell you. We are not trying to justify it; we are just saying that if you want to use the VA tool, in this case secure messaging, you have to abide by the VA rules. That's it. You don't have to comply, and you don't have to use it either. All up to you. It is what it is.

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  • Our picks

    • The 5, 10, 20 year rules...



      Five Year Rule) If you have had the same rating for five or more years, the VA cannot reduce your rating unless your condition has improved on a sustained basis. All the medical evidence, not just the reexamination report, must support the conclusion that your improvement is more than temporary.



      Ten Year Rule) The 10 year rule is after 10 years, the service connection is protected from being dropped.



      Twenty Year Rule) If your disability has been continuously rated at or above a certain rating level for 20 or more years, the VA cannot reduce your rating unless it finds the rating was based on fraud. This is a very high standard and it's unlikely the rating would get reduced.



      If you are 100% for 20 years (Either 100% schedular or 100% TDIU - Total Disability based on Individual Unemployability or IU), you are automatically Permanent & Total (P&T). And, that after 20 years the total disability (100% or IU) is protected from reduction for the remainder of the person's life. "M-21-1-IX.ii.2.1.j. When a P&T Disability Exists"



      At 55, P&T (Permanent & Total) or a few other reasons the VBA will not initiate a review. Here is the graphic below for that. However if the Veteran files a new compensation claim or files for an increase, then it is YOU that initiated to possible review.



      NOTE: Until a percentage is in place for 10 years, the service connection can be removed. After that, the service connection is protected.



      ------



      Example for 2020 using the same disability rating



      1998 - Initially Service Connected @ 10%



      RESULT: Service Connection Protected in 2008



      RESULT: 10% Protected from reduction in 2018 (20 years)



      2020 - Service Connection Increased @ 30%



      RESULT: 30% is Protected from reduction in 2040 (20 years)
      • 4 replies
    • Wonderful news way to hang in. I hope this gives you some well deserved peace. 
    • If HadIt.com has helped you or you believe in it’s mission then please donate even $1 helps. I hope HadIt.com has provided $1’s worth of help to you. Imagine waking up and there is no HadIt.com it could happen and that is why I’m asking for your help now.



       



      Our traffic is going up and so are our expenses, however revenues have gone down and so I am reaching out to you to see if you can help me keep Hadit.com up and running.
      • 4 replies
    • https://community.hadit.com/searching-for-va-claims-information-on-hadit.com/

       

      Your question has probably been asked before so the fastest way to find the information you need is to search for it.
      • 3 replies
    • How to get your questions answered...


      All VA Claims questions should be posted on our forums. Read the forums without registering, to post you must register it’s free. Register for a free account.

      Tips on posting on the forums.

      Post a clear title like ‘Need help preparing PTSD claim’ or “VA med center won’t schedule my surgery” instead of ‘I have a question’.


      Knowledgable people who don’t have time to read all posts may skip yours if your need isn’t clear in the title. I don’t read all posts every login and will gravitate towards those I have more info on.


      Use paragraphs instead of one huge, rambling introduction or story. Again – You want to make it easy for others to help. If your question is buried in a monster paragraph there are fewer who will investigate to dig it out.


      Leading to:

      Post clear questions and then give background info on them.

      Examples:

      A. I was previously denied for apnea – Should I refile a claim?


      I was diagnosed with apnea in service and received a CPAP machine but claim was denied in 2008. Should I refile?



      B. I may have PTSD- how can I be sure?

      I was involved in traumatic incident on base in 1974 and have had nightmares ever since, but I did not go to mental health while enlisted. How can I get help?



      This gives members a starting point to ask clarifying questions like “Can you post the Reasons for Denial from your claim?” etc.

      Note:

      Your firsts posts on the board may be delayed before they show up, as they are reviewed, this process does not take long and the review requirement will be removed usually by the 6th post, though we reserve the right to keep anyone on moderator preview.

      This process allows us to remove spam and other junk posts before they hit the board. We want to keep the focus on VA Claims and this helps us do that.
      • 2 replies
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