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70% TDIU P&T
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MarineLCpl
Hello all,
I was recently called in for a 5-year reexamination for PTSD w/ Major Depressive disorder. I had my C&P on July 13th, 2020, with a private contractor.
Little background, I was first rated for Major Depression in 2010, at 70%. I filed for IU and it was granted. Fast forward five years, I was called in again for a routine exam. They diagnosed PTSD w/ Major Depressive, effective May 2015, at 70%.
Presently, the recent C&P on July 13th was attended and report was submitted to the VBA the same day. They made the claim decision yesterday, July 15th, 2020. I haven’t received my decision packet in the mail yet, but eBenefits is showing a continued rating of 70%, but this time was labeled P&T.
I’m a little unclear what this changes as a whole. I don’t know much about P&T status other than they don’t call you in for routine exams anymore. Are there any other additional benefits provided by being P&T? Any additional protections?
According to eBenefits, under the disabilities section, Major Depressive disorder(2010 diagnosis) shows up separately than PTSD w/ Major Depressive(2015 diagnosis). I’m confused about this separation. In parenthesis next to my 2015 PTSD diagnosis, it shows “previously rated as Major depressive disorder.” As far as protection rules go, does this indicate that only Major Depression has a current 10 year rule in place, whereas I’m only 5 years along for the PTSD?
They really know how to confuse a person, I tell you. Based on my generated benefits letter, it appears IU was continued, as my monthly benefit amount remains the same. Another concern, I know having 70% with TDIU doesn’t allow me to work substantially gainful employment, but if I were to work sheltered or self-employment, I wouldn’t be subject to a re-evaluations based on this alone, correct? I do realize that if I were to ever go the self-employment route, I couldn’t make over the federal poverty limit for one person without risking a loss of the IU. That I understand. It’s doubtful I will ever be able to achieve income over this limit if doing self-employment work, but do think I may be able to swing a couple thousand a year or so, enough to at least contribute something to an IRA. I’m just looking to be informed of where I stand with everything.
Thanks to all who chime in, and God Bless!
Marine LCpl
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