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  • 14 Questions about VA Disability Compensation Benefits Claims

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    When a Veteran starts considering whether or not to file a VA Disability Claim, there are a lot of questions that he or she tends to ask. Over the last 10 years, the following are the 14 most common basic questions I am asked about ...
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  • Can a 100 percent Disabled Veteran Work and Earn an Income?

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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

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I’m 100% P&T and my son’s mom recently passed away. I now have to get him covered with health insurance and do not know how CHAMPVA works. Is it like regular health insurance? I don’t understand the cost sharing thing. Is there a co-pay? Thanks 

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Bionoce Here's the VA site, scroll down to frequently asked questions. Your son would have to be a minor, among other things.

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  • HadIt.com Elder

Your 100% P & T award  should provide him the CHAMPVA benefit.

Those awards usually do not mention CHAMPVA, but do enclose Chapter 35 DEA applications or a link to them.

I have had CHAMPVA for almost 20 years. I have a co pay of 50 bucks a year on my meds, but if I ever chose to get VA meds by mail I would have no co pay.

I have the doctors of my choice and have never paid any medical Bills. Since I am a senior now, I do have Medicare A and B for many of those past years, and CHAMPVA is the kicker....which would be different for your son.of course- and as GBA correctly said, he would have to be a minor.

https://www.va.gov/health-care/family-caregiver-benefits/champva/

As I recall long ago , about 2 months after I received the posthumous 100% SC  P & T award regarding my dead husband, I received a letter from the VA telling me how to apply for CHAMPVA, but as far as I know, they do not enclose that info with any 100% P & T award.

In some cases the CHAMPVA can be retro- to the Entitlement Date of the 100% P & T.

 

 

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These members had success with CHAMPVA retro benefits but it might hinge on whether your son' mother had him covered by other  health insurance:

I am very sorry for your loss. I used Chapter 35 for half of my degree and VA paid for it, until my entitlement date ran out.

When I succeeded in another VA claim, ( direct Service connected death) they reimbursed me as they had to give me a new entitlement date.Both of these benefits are wonderful.

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12 hours ago, Berta said:

Your 100% P & T award  should provide him the CHAMPVA benefit.

Those awards usually do not mention CHAMPVA, but do enclose Chapter 35 DEA applications or a link to them.

I have had CHAMPVA for almost 20 years. I have a co pay of 50 bucks a year on my meds, but if I ever chose to get VA meds by mail I would have no co pay.

I have the doctors of my choice and have never paid any medical Bills. Since I am a senior now, I do have Medicare A and B for many of those past years, and CHAMPVA is the kicker....which would be different for your son.of course- and as GBA correctly said, he would have to be a minor.

https://www.va.gov/health-care/family-caregiver-benefits/champva/

As I recall long ago , about 2 months after I received the posthumous 100% SC  P & T award regarding my dead husband, I received a letter from the VA telling me how to apply for CHAMPVA, but as far as I know, they do not enclose that info with any 100% P & T award.

In some cases the CHAMPVA can be retro- to the Entitlement Date of the 100% P & T.

 

 

Berta thank you 

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