Koo1it

About the Champva supplement plan offered by Selmanco. We paid for a long time and had normal medical visits for wife and son. To this day selmanco has not paid one dollar but we are paying $188/quarter. This supplement must be for people with serious medical conditions requiring numerous visits. So after paying about$750/year we will cancel it. Selmanco leaves us on hold for lengthy periods every time we call so we decide to leave a recorded message for a callback. It is overdue. They make you pay a government employee membership fee along with the premiums. Some doctors offices will not file it, so we ended up filing most claim paperwork ourselves. Buyer beware.