Thanks Bron. I don't rely on it. I got a deposit in my account last night. The amount did not seem high enough if they were going to pay be all the way back to the stated effective date of Nov. 21st, 2017. The table shows a monthly benefit amount of $3974.49 for a vet and spouse for an L rating. Is an "L" rating the same as "L-1"? Do they retro back to the effective date?