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If you reach 100% - Permanent and Total, more benefits are available to you. This is by no means an extensive list. Be sure to check your state benefits.
Benefits
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Dental treatment for 100% disabled veterans benefits.
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Educational Assistance for Dependents: (under chapter 35) Must be rated a 100% disabled veteran by the VA.
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Civilian health and medical program for dependents/survivors (CHAMPVA). Must be rated a 100% disabled veteran by the VA.
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Veterans Mortgage Life Insurance: Decreasing term mortgage insurance up to $90,000 for veterans who have received a Specially Adaptive Housing grant and have an existing mortgage.
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Waiver of cost of Service Disabled life Insurance: an additional $20,000 of life insurance at cost to the veteran. Veterans must have applied for insurance within two years of the initial disability rating or within two years of a new disability rating. An increase in a disability rating does not qualify as a new disability.
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Commissary and Exchange privileges for veterans and dependents: The veteran must request a letter from the VA specifying the veteran is in receipt of 100% disability and then applies for a military ID card at the nearest ID card issuing facility.
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Emergency treatment in non-VA facilities: if VA facilities are not available.
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Annual Eye exams and prescribed eyewear
Specially Adapted Housing (SAH) Grant
SAH grants help Veterans with certain service-connected disabilities live independently in a barrier-free environment. SAH grants can be used in one of the following ways:
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Construct a specially adapted home on land to be acquired
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Build a home on land already owned if it is suitable for specially adapted housing
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Remodel an existing home if it can be made suitable for specially adapted housing
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Apply the grant against the unpaid principal mortgage balance of an adapted home already acquired without the assistance of a VA grant
Special Housing Adaptation (SHA) Grant
SHA grants help Veterans with certain service-connected disabilities adapt or purchase a home to accommodate the disability. You can use SHA grants in one of the following ways:
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Adapt an existing home the Veteran or a family member already owns in which the Veteran lives
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Adapt a home the Veteran or family member intends to purchase in which the Veteran will live
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Help a Veteran purchase a home already adopted in which the Veteran will live
Eligibility
Suppose you are a service member or Veteran with a permanent and total service-connected disability. You may be entitled to a Specially Adapted Housing (SAH) grant or a Special Housing Adaptation (SHA) grant.
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