Bmed0713

Yes, you can fight it-with proof that you pay your own bills ,are not in a foreclosure situation, 
and that your name is on every check you sign.I assume you are a single vet-
but if you have a spouse, usually tyhe spouse handles family finances- still no reason to believe you cant handle them as well.
We have had many vets get a proposal of incompetence- it is  only for VA benefits- and others will chime in on that.
It is a bunch of BS, but in some cases it is good-
I told this true story here before.
I helped a vet get 100% P & T after VA denied him for many ,many years. (Bipolar -that I proved was manifested in his service period. A very good friend of mine from the local VA.)
His retro was just shy of 1/4 a Million. He wanted to take me to lunch, when he won,
In Ireland-
he was going through a manic phase. 
Luckily his wife became his Payee. He certainly didn't owe me anything and it was a disgrace that  NO one- to include many POAs, helped him at all.
 
 

Then there's this to consider, be proactive, do not maintain a Joint Direct Deposit account with your Spouse or anyone else. If a Fiduciary gets appointed, the account (all money in it) goes into lockdown and can only be accessed by your Fiduciary.
If you don't have one, signup with a POA-VSO and be ready to Appeal the Appointment. Definitely not a time to procrastinate.