Va Long Term Care

[john999]

I have a private long term care policy because I wanted an option if I one day lived long enough to need assisted living care or even nursing home care. I know the VA provides nursing home care but my question is the quality of care? Anybody know anything about this matter?

John

[Papa]

John,

Really do not know much about VA Long Term care, but here in Texas, we have several state sponsored Nursing Homes for Veterans and spouses. I believe Gold Star parents are also eligible. You may want to see if your state offers this for Vets.

Papa

[Philip Rogers]

I have a private long term care policy because I wanted an option if I one day lived long enough to need assisted living care or even nursing home care. I know the VA provides nursing home care but my question is the quality of care? Anybody know anything about this matter?

John

I wouldn't use them, John. Think of everything the VA does and what makes you think nursing home care will be any better! jmo Sorry, buddy! Most nursing home care is poor at best. They are in business to make money, so when an employee calls in sick, they work short handed, with no extra pay for those working. Most nurses aides are lucky if they get much more than minimum wage.

pr

[john999]

Yes, I will continue to pay the premiums I guess. If you have a spouse it puts you in a bind. If spouse gets ill and needs LTC you have to pay until your finaces reach a point where you are just about broke. If you get ill then your spouse has to become destitute paying your nursing home care bill. You and spouse may end up on medicade but you have to be pretty poor by then. Nursing home care is about $70,000 a year and medicare won't pay. The VA does frighten me because you know they use lowest bidder probably.