Hey,
I've been on LTD for about two years due to mental illness & chronic pain. I had done multiple surgeries to treat endometrial cancer, which has left me disabled from work. My psychiatrist had helped me out with the medical questionnaire since my physician was reluctant to doing so. But I received a letter from my insurer saying that they need my physician to fill out a questionnaire for them; if not, they would cut off my benefits. Later, I asked them to send the forms to my doctor; however, I didn't follow up on that. Now they have been withholding my claim for three months. Do I have any legal recourse here? I've thought of contacting an ltd lawyer, suggested by my psychiatrist.
Any advice is greatly appreciated!
Thanks!
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Heback
Hey,
I've been on LTD for about two years due to mental illness & chronic pain. I had done multiple surgeries to treat endometrial cancer, which has left me disabled from work. My psychiatrist had helped me out with the medical questionnaire since my physician was reluctant to doing so. But I received a letter from my insurer saying that they need my physician to fill out a questionnaire for them; if not, they would cut off my benefits. Later, I asked them to send the forms to my doctor; however, I didn't follow up on that. Now they have been withholding my claim for three months. Do I have any legal recourse here? I've thought of contacting an ltd lawyer, suggested by my psychiatrist.
Any advice is greatly appreciated!
Thanks!
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pacmanx1
Not sure about any legal resources but you can have your psychiatrist refer you to a medical physician and request an IMO (INDEPENDENT MEDICAL OPINION). Even if you contact a lawyer, they are going to
Heback
Hey, I've been on LTD for about two years due to mental illness & chronic pain. I had done multiple surgeries to treat endometrial cancer, which has left me disabled from work. My psychiatrist h
cwatson
You were told if I am correct to send some forms to your doctor to give an opinion except you admit that you did not follow through. We cannot tell if you have been rated for any disability(ies). It s
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