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Multi 100% presumptives

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How is it rated if you were rated 100% for IHD (AO) and you develope an additional claim for a presumptive 100% rating? Is this when additional SMC codes are used? Would there be a significant monetary benefit?

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SMC's can be, yes, it depends on what SMC category you would fall into. There are some 'gimme's' like having ED or the loss of some other organ, though ED (at least in men). Thats like 115.00 under SMC K

SMC-s is 'housebound' meaning that due to various issues you are pretty much affected bad enough that you don't leave much except for doctors appts and what not. You'll see this a lot with veterans with MH issues of various types. 

There are others that are more involved, like those for amputees, blindness, or if you need someone in the home to help you take care of basic daily needs and activities ('activities of daily living'). 

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