Bravo6 Posted May 25, 2010 Share Posted May 25, 2010 My wife wants to know how to get government health insurance and at what rating you have to be to get it. We currently pay a $6000.00 deductable which eats away at your saving very quickly and still doesn't cover much. :D Jeff Jeff....in order to qualify for ChampVA...you must be SC'd @ 100% P&T or TDIU! Congrats on your decision!! Good Luck! B6 Link to comment Share on other sites More sharing options...
Berta Posted May 25, 2010 Share Posted May 25, 2010 Jeff- with the IHD regs pending- (they could take months and months) have you also claimed heart disease due to the DMII? Bravo6 is correct- CHAMPVA and also Chapter 35 educational benefits for the spouse and children depend on the 100% P & T rating. I have used both and these are WONDERFUL benefits. I am sure you answered this before but- are you still employed and if not- have you applied for TDIU? TDIU doesnt always bring the P & T status but I think it might be a good investment for some vets to not only get an IMO to support a TDIU claim but also to have the IMO doctor opine also that the disabilities render the veteran permanently and totally disabled-if the medical evidence warrants that. The cost of the IMO could come from retro for an initial TDIU award without P & T status- or it could be a strong statement from a vocational rehab specialist independent of the VA. Link to comment Share on other sites More sharing options...
Sgt Schmidt Posted May 25, 2010 Author Share Posted May 25, 2010 Berta, I haven't claimed heart disease due to DMII. I started having heart problems in 1999 before I was DX'd with DMII. My private cardiologist said that I should be on total disability over a year ago. Filed for SSDI but they denied me to the end. One reason being that I hadn't paid into SSI for over 7 years. My ALJ was a jerk, so was my attorney, and the Appeals council flatly refused to review my appeal. Two heart attacks and four stints plus COPD and Cronic Bronchitis wasn't enough for them I guess. I work as a part time dog warden which requires roughly 28 hours a month. It's not really a stressing job but I can't be out in the sun very long. Heat is a killer for me and certain meds I take say to stay out of direct sun light. Most of those meds are for my heart condition and blood pressure. Jeff Jeff- with the IHD regs pending- (they could take months and months) have you also claimed heart disease due to the DMII? Bravo6 is correct- CHAMPVA and also Chapter 35 educational benefits for the spouse and children depend on the 100% P & T rating. I have used both and these are WONDERFUL benefits. I am sure you answered this before but- are you still employed and if not- have you applied for TDIU? TDIU doesnt always bring the P & T status but I think it might be a good investment for some vets to not only get an IMO to support a TDIU claim but also to have the IMO doctor opine also that the disabilities render the veteran permanently and totally disabled-if the medical evidence warrants that. The cost of the IMO could come from retro for an initial TDIU award without P & T status- or it could be a strong statement from a vocational rehab specialist independent of the VA. Link to comment Share on other sites More sharing options...
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