green Posted July 1, 2016 Share Posted July 1, 2016 I applied for the $10k in SDVI insurance and asked to have the premium waved. I received a letter telling me that I didn't meet the definition of "totally disabled" for VA insurance. Does anyone know what the legal definition is as it applies to VA life insurance? Thank you! Green Link to comment Share on other sites More sharing options...
Content Curator/HadIt.com Elder Vync Posted July 5, 2016 Content Curator/HadIt.com Elder Share Posted July 5, 2016 On 7/1/2016 at 3:18 PM, green said: I applied for the $10k in SDVI insurance and asked to have the premium waved. I received a letter telling me that I didn't meet the definition of "totally disabled" for VA insurance. Does anyone know what the legal definition is as it applies to VA life insurance? Thank you! Hey Green, Are you P&T and also employed? If so, then that's why. It's a bit like false advertising. The VA can award you P&T status, which is considered "totally disabled" for various purposes, but then you find out that other parts of the VA use a different definition for "totally disabled". Also, keep in mind that you are talking about life insurance here. The more people they can keep out of the program means the less that they have to pay out one day. green 1 "If it's stupid but works, then it isn't stupid."- From Murphy's Laws of Combat Disclaimer: I am not a legal expert, so use at own risk and/or consult a qualified professional representative. Please refer to existing VA laws, regulations, and policies for the most up to date information. Link to comment Share on other sites More sharing options...
Moderator broncovet Posted July 5, 2016 Moderator Share Posted July 5, 2016 While I agree with Vync, maybe you could appeal this. It sounds crazy the va rates you 100 percent and VA insurance says no. Vync and green 2 Link to comment Share on other sites More sharing options...
Content Curator/HadIt.com Elder Vync Posted August 10, 2016 Content Curator/HadIt.com Elder Share Posted August 10, 2016 On 7/5/2016 at 2:30 PM, broncovet said: While I agree with Vync, maybe you could appeal this. It sounds crazy the va rates you 100 percent and VA insurance says no. I hear you Broncovet, but doubt I could. It's been over a year... Might be worth trying... All they can say is "no". "If it's stupid but works, then it isn't stupid."- From Murphy's Laws of Combat Disclaimer: I am not a legal expert, so use at own risk and/or consult a qualified professional representative. Please refer to existing VA laws, regulations, and policies for the most up to date information. Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now