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Additional 100% Disabled Veteran Benefits


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If you reach 100% - Permanent and Total, more benefits are available to you. This is by no means an extensive list. Be sure to check your state benefits.


  • Dental treatment for 100% disabled veterans benefits.
  • Educational Assistance for Dependents: (under chapter 35) Must be rated a 100% disabled veteran by the VA.
  • Civilian health and medical program for dependents/survivors (CHAMPVA). Must be rated a 100% disabled veteran by the VA.
  • Veterans Mortgage Life Insurance: Decreasing term mortgage insurance up to $90,000 for veterans who have received a Specially Adaptive Housing grant and have an existing mortgage.
  • Waiver of cost of Service Disabled life Insurance: an additional $20,000 of life insurance at cost to the veteran. Veterans must have applied for insurance within two years of the initial disability rating or within two years of a new disability rating. An increase in a disability rating does not qualify as a new disability.
  • Commissary and Exchange privileges for veterans and dependents: The veteran must request a letter from the VA specifying the veteran is in receipt of 100% disability and then applies for a military ID card at the nearest ID card issuing facility.
  • Emergency treatment in non-VA facilities: if VA facilities are not available.
  • Annual Eye exams and prescribed eyewear

Specially Adapted Housing (SAH) Grant

SAH grants help Veterans with certain service-connected disabilities live independently in a barrier-free environment. SAH grants can be used in one of the following ways:
  • Construct a specially adapted home on land to be acquired
  • Build a home on land already owned if it is suitable for specially adapted housing
  • Remodel an existing home if it can be made suitable for specially adapted housing
  • Apply the grant against the unpaid principal mortgage balance of an adapted home already acquired without the assistance of a VA grant

Special Housing Adaptation (SHA) Grant

SHA grants help Veterans with certain service-connected disabilities adapt or purchase a home to accommodate the disability. You can use SHA grants in one of the following ways:
  • Adapt an existing home the Veteran or a family member already owns in which the Veteran lives
  • Adapt a home the Veteran or family member intends to purchase in which the Veteran will live
  • Help a Veteran purchase a home already adopted in which the Veteran will live


Suppose you are a service member or Veteran with a permanent and total service-connected disability. You may be entitled to a Specially Adapted Housing (SAH) grant or a Special Housing Adaptation (SHA) grant.

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