Carl the Engineer Posted March 19, 2021 Share Posted March 19, 2021 (edited) If you already have a VA (backed) loan, call the loan company and see if you can get the new/better rate. I did it three times and went from 4.5% (2016), 3.25% (2019) and 2.375% (2020). All with the same company and same bank. IFreedom and Wintrust Bank. I did it to reduce my payment amount. The first time, I got a tax refund for points, but none the second time. I kept the time period the same, just got the better rate cause of the government program. FWIW, Hamslice Edited March 19, 2021 by Hamslice cause I can Buck52 1 “There is no hook my friend. There's only what we do.” Doc Holiday Link to comment Share on other sites More sharing options...
HadIt.com Elder Buck52 Posted March 19, 2021 HadIt.com Elder Share Posted March 19, 2021 We moved for 3 reasons one was to get cheaper payments 2. we wanted to down size having a bigger house with just two people well we had rooms we never used. so we down sized. 3. I didn't get along with the H.O.A. People and their rules. & normally I can get along with anybody. I am not an Attorney or VSO, any advice I provide is not to be construed as legal advice, therefore not to be held out for liable BUCK!!! Link to comment Share on other sites More sharing options...
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