Carl the Engineer Posted March 19, 2021 Share Posted March 19, 2021 (edited) If you already have a VA (backed) loan, call the loan company and see if you can get the new/better rate. I did it three times and went from 4.5% (2016), 3.25% (2019) and 2.375% (2020). All with the same company and same bank. IFreedom and Wintrust Bank. I did it to reduce my payment amount. The first time, I got a tax refund for points, but none the second time. I kept the time period the same, just got the better rate cause of the government program. FWIW, Hamslice Edited March 19, 2021 by Hamslice cause I can Buck52 1 Link to comment Share on other sites More sharing options...
HadIt.com Elder Buck52 Posted March 19, 2021 HadIt.com Elder Share Posted March 19, 2021 We moved for 3 reasons one was to get cheaper payments 2. we wanted to down size having a bigger house with just two people well we had rooms we never used. so we down sized. 3. I didn't get along with the H.O.A. People and their rules. & normally I can get along with anybody. Link to comment Share on other sites More sharing options...
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