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Life Insurance


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Question

I know an old vet who is 100% iu,he has been for 15 years 100%,can he still apply for free $10,000.00 life insurance from va?

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Dang it should been in his Award letter?

but if he is not P&T I am not sure he qualifies?

If he is maybe there's a way for him to get it but to much time has passed, all he can do is request it and that he didn't know about it until now?

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Here is a couple phone numbers to call

VA Insurance centers

1-800-419-1473 or 1-800-669-8477

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He needs to be within 2yrs of an initial disability award, to get the insurance. It needs to be a new award, not an award for an increase, in an already existing award/disability. Tinnitus is a good one to pursue. Also, it sounds like he's not that familiar with the VA system and may not know about receiving an SMC "s" award, which is $346.84, monthly, for a married vet w/spouse and $243.61, monthly, for a single vet. There's also the SMC "k" award. Many vets think once you get TDIU or a 100% rating, that, that's all you can get. In fact, many VSO's tell vets that, but "we" know different!

Depending on how severe the disability is, a claimant can receive up to $8k+/- monthly, but that's only w/the severest of disabilities.

pr

Edited by Philip Rogers
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A good old Vet friend of mine died in Nov 13, and he had been IU since the early 90s and he was not able to get the Life Insurance. I remember because his Wife thought that he had it, and sad thing is she was let down real hard when the VA informed her that he did not have it, and believe he was never eligible for it.

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