I was rated IU in 2008 , 80% paid at 100%. I am not total and permanent. So I have been on IU for 8 years and rating letter stated no further exams to be scheduled. 70 percent of my rating is Mental Health with recurrent alcohol abuse and 10% for right leg injury. I am 45 years old I have a heart attack less than 2 years ago and this has added more to major depression. I understand heart attack more than likely not service connected. My question is would it be worth it for me to move forward and apply for total and permanent , since I am already rated at 80% paid at 100%. I could take chance of losing IU altogether, and start being paid at 80% which is a lot less. I am not sure how true this is but I was told the Vet Center could actually make the decision on there own. Like said I doubt that the vet center could. I was thinking in long run CHAMPVA would be of great help to my spouse and my conditions have not improved to me, but VA has there own way of seeing things. Can anyone give me some opinions and is it worth it applying for permanent and total ? thanks
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Aric
I was rated IU in 2008 , 80% paid at 100%. I am not total and permanent. So I have been on IU for 8 years and rating letter stated no further exams to be scheduled. 70 percent of my rating is Mental Health with recurrent alcohol abuse and 10% for right leg injury. I am 45 years old I have a heart attack less than 2 years ago and this has added more to major depression. I understand heart attack more than likely not service connected. My question is would it be worth it for me to move forward and apply for total and permanent , since I am already rated at 80% paid at 100%. I could take chance of losing IU altogether, and start being paid at 80% which is a lot less. I am not sure how true this is but I was told the Vet Center could actually make the decision on there own. Like said I doubt that the vet center could. I was thinking in long run CHAMPVA would be of great help to my spouse and my conditions have not improved to me, but VA has there own way of seeing things. Can anyone give me some opinions and is it worth it applying for permanent and total ? thanks
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Chuck75
It's generally worth the trouble to obtain a P&T rating, due to the additional federal and state benefits. Have you obtained SSDI? This can help if the SSDI basis is service connected. I'd l
MPsgt
First, apply for P&T. Second, a VetCenter cannot make a decision on P&T but, can provide a letter of support. Being that you've received consistent treatment from them over the last eight ye
Aric
I was approved for ssdi immediately as soon as my IU was awarded and I let social security know. I have been on both for 8 years
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