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New Question On Champva

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JohnM

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JohnM Rising Star

JohnM

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I know that this is going to be a dump question, and probably know the answer but thought I would check it out anyways,

John recieved the letter from champva yesterday, two forms to fill out.

The forms he recieved is Champva- other health insurance ( ohi) certification.

Is this the complete form or is there another one?

Being that he recieved two, does this mean the Veteran is also covered by Champva also?

And please tell me if it is worth wild to drop my other insurance coverage, which we care from where John was working. I am so scared of how much insurance is costing us now days I for sure do not want John or myself with out insurance, especially the way medical expenses are costing.

Thanks in advance,

We are going to enjoy some of this big money we got and go to Florida. Made reservations at Shades of Green Resort. Has anyone stayed there? What is it like?

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Pete53 Grand Master

Pete53

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ChampVA by itself has pretty big copays and in my opinion works best with other insurance. It requires a 25% copay unless you get treatment at a VA and than there is no copay.

At each VAMC there is someone who can help you with forms ect. If you are healthy and the other insurance is expensive than dropping would make sense. My wife has Medicare and with ChampVA except for $ 50 deductible every year and copays for Meds we pay nothing.

Good Luck

Veterans deserve real choice for their health care.

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sixthscents Experienced

sixthscents

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Uhh.. well sorry Pete but I have to ask I thought the copay is 20%... I'm pretty sure (now darn it you have me questioning myself... how the heck do you DO that!)...(or at least it has been for my family) there is a $50 individual deductible (as you stated) and a $100 family for inpatient care. I have never used it at a VAMC, and dont intend to, from what I have seen most doctors who take TriCare, Champus, also take ChampVA. Further I think that most phamacies do very well at billing etc.

The only problem I have encountered is the billing done for lab work.... again and again ChampVA seems to screw it up... but nothings perfect I suppose.

I do agree that a supplemental policy is a good thing even though there is a $3000 catastophic gap. Mines is thru RAUS, and its $54 dollars a month but I dont pay a ppenny for anything but it, and my doctors file it along with the ChampVA...(pharmacies as well, I use Rite Aid, but Freds and Walgreens also are fine), so Im only out of pocket the monthly fee.

All in alll I have been pleasently suprised by ChampVA... essentially it reminds me of TriCare standard....

What I am saying is that ChampVA, Champus, and TriCare standard all seem pretty much the same from what I have seen...

Bob Smith

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Rich T Community Regular

Rich T

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http://www.shadesofgreen.org/home.html Very nice, you definitely want to get your attraction tickets there. They have a very long waiting list for reservations. They will use other Disney locations if you ask for over-flow. They also have some availabilities at Ft Wilderness, both cabins and RV spots.

IC/1 Navy, 100% Schedular + SMC, Shellback, Blue Nose, Crossed International Dateline and Prime Meridian.

II Corinthians 5:17 "Therefore if any man be in Christ, he is a new creature: old things are passed away; behold, all things are become new."

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sixthscents Experienced

sixthscents

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Well this is.. bizaree... post are being spawned into unrelated topics... but... I have reservations for a weeks stay at Port Orleans - French Quarter from 25th March thru the 1st. We went back at Thanksgiving and did the same deal. I really reccomend the dining plan... we kept our receipts from the last trip and compared it to the cost of the dining plan, and if you aren't going to be cooking your own food, well its a heck of a good deal even if it seems pricey up front wait till you drop $45 for a fast food meal for three....

some of the things/attractions you might want to book into

Hoop De Doo Review... its hokey but fun..

if you have littles then there tons of "character" dining we've eaten dinner in the castle 3 times now... they do a dinner show and its nice

I suggest you book you dining reservations in advance if possible, but even if you dont they are really nice about trying to get you into what you want to see...

I can actually go on for hours... dont miss the Lion King show at Animal Kingdom... is fantastic... same with Pocahontas... its mainly for little but man can that lady sing!

Of course "Wishes" fireworks display every night at Magic Kingdom... I am thrilled every single time...

Epcots fireworks and fire show is killer...

honestly theres just too much. I hope you enjoy.

Bob Smith

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