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Va Home Loan Quaranty Cert Question

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Berta

Asked by Berta,

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Berta

Berta

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Posted (edited)

I have never applied for my VA Home Loan Guarantee Cert.

My husband used his twice and told me ,if he died, to make sure I applied right away for the Eligibility Certificate.

He said I might need it if I re marry and move and always added not to marry some b------d like him

.I always laughed at that.

He could be difficult at times to say the least. That was 18 years ago.Never applied.

I decided to apply for the Home Loan thing yesterday as I get it under two of my VA awards.

Question. The forms say send them to Atlanta Regional Loan Center in Decatur GA.

Will this hold up(strike that one) will this screw up my claims issues now at the Buffalo VARO????

They aren't asking me for any award letters on the forms but I feel I should attach the award letters to the form.....and I think I can do all that right on line at www.va.gov.

I dont think I will ever need this benefit.....then again it could cover some work I want done here soon.

Edited by Berta

GRADUATE ! Nov 2nd 2007 American Military University !

When thousands of Americans faced annihilation in the 1800s Chief

Osceola's response to his people, the Seminoles, was

simply "They(the US Army)have guns, but so do we."

Sameo to us -They (VA) have 38 CFR ,38 USC, and M21-1- but so do we.

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Berta

Berta

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Gee lots of info here too for survivors and the VA Home Loan program:

http://www.va.gov/opa/publications/benefits_book/benefits_chap05.asp

Also when the 'Remarry at or after age 57 law came into being', the Home Loan Guaranty also applies to "certain" survivors under that regulation ( they retain their DIC etc bennies if they remarry at 57 or older)....I dont know what they mean by "certain" but I think I need to do a topic on all this for our DIC forum.

I learn something re: VA everyday......

GRADUATE ! Nov 2nd 2007 American Military University !

When thousands of Americans faced annihilation in the 1800s Chief

Osceola's response to his people, the Seminoles, was

simply "They(the US Army)have guns, but so do we."

Sameo to us -They (VA) have 38 CFR ,38 USC, and M21-1- but so do we.

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Capt. Mentor

Capt.

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Posted (edited)

Hello Berta,

I used my certificate the first time to buy my first home back in 1978. I still have a nice balence left for the unused part. I paid that note off so I am in good standing and have a balence left over. I did not have a claim going on back then so I don't think it would have mattered.

It was one of the more simple things I have done with the VA and did not take very long at all back then. I will say that was back in the good ole days so don't know what its like now.

I am with Carlie on this. I do not think it will affect any of your claims positions or outcomes at the VARO. The home loan they can do is usually separate and done by a different group.

HHmmmmmm,,,,, I wonder if its because they are going to make money on the interest and its money coming in...... not like it is when money is going out.

Oh yes I forgot,,,,, many states have some sort of a Veterans Land board that offers other loan advantages and such, that is separate from VA. I know that the Texas Land Board has lots of help for Vets looking to purchase, finance or possibly fix up some land. Our Land Commissioner is Jerry Patterson, a Marine Veteran and a great person that has brought the Texas Veteran Land Program a long ways. I am sure your state has some incentatives that can be utilized also in conjunction with the VA Home Loan program that may be similiar. NEVER GIVE UP. God Bless, C.C

.http://www.glo.texas.gov/

Edited by Capt.Contaminate
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boomer2 Proficient

boomer2

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Berta

I know that vets that are receiving Disability from the VA will have some of their costs waived when they apply for a VA loan. Now I don't know if that applys in your case or not but, I would definitely ask if you use it.

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Teac Mentor

Teac

Posted
Posted
Hello Berta,

I used my certificate the first time to buy my first home back in 1978. I still have a nice balence left for the unused part. I paid that note off so I am in good standing and have a balence left over. I did not have a claim going on back then so I don't think it would have mattered.

It was one of the more simple things I have done with the VA and did not take very long at all back then. I will say that was back in the good ole days so don't know what its like now.

I am with Carlie on this. I do not think it will affect any of your claims positions or outcomes at the VARO. The home loan they can do is usually separate and done by a different group.

HHmmmmmm,,,,, I wonder if its because they are going to make money on the interest and its money coming in...... not like it is when money is going out.

Oh yes I forgot,,,,, many states have some sort of a Veterans Land board that offers other loan advantages and such, that is separate from VA. I know that the Texas Land Board has lots of help for Vets looking to purchase, finance or possibly fix up some land. Our Land Commissioner is Jerry Patterson, a Marine Veteran and a great person that has brought the Texas Veteran Land Program a long ways. I am sure your state has some incentatives that can be utilized also in conjunction with the VA Home Loan program that may be similiar. NEVER GIVE UP. God Bless, C.C

.http://www.glo.texas.gov/

Actually if you paid of your loan, then you have all of your eligability restored to you.. You could actually purchase another home....

Purchasing a home does not interfer with any other va benefit....

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Capt. Mentor

Capt.

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Hello Teac,,,,, I was told by a VA rep back in the 90's when I was going to get another house that I had used up a portion of it and had a certain amount still left. I had the loan totally paid off and early too. Obviously from your post they fed me bad advice. I did not use the Certificate again so still have it. Thanks for pointing that out too because if the VA is telling us that ,then they really all don't know the Home VA loan issues .....or at least some of them don't . Hope your doing well..... NEVER GIVE UP. God Bless, C.C.

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